Texas is the second largest state in the US both area and population wise. Texas shares its borders with Louisiana, Arkansas, Oklahoma, and New Mexico. Houston has the biggest city population in Texas. Other large cities in Texas include, Austin. Austin is the second most populous state capital in the US. Texas is also known as “The Lone Star State”. This nickname was due to the earlier status as an independent republic, and to remind everyone of the constant struggle for independence from Mexico.
How do you find the best homeowners insurance in Texas? Which cities provide the best rates? The cities with the cheaper home insurance rates are usually scattered across the state. However, they tend to be far away from the Gulf of Mexico and the northern section of the state.
How do you avoid expensive Texas rates? Homes that are located in coastal cities in east and southeast Texas are prone to higher rates. Homes along the coastal cities are at a higher risk of damage from natural disaster. If you are looking to insure a house here, rates are 52% more than the state average.
Major Cities in Texas
Houston is the biggest city in Texas. Houston has a population of 2,099,451. It is located in Southeast Texas. There are more than 90 different languages spoken in Houston. Houston is also home to the Beer Can House. It is covered with 39,000 beer cans all consumed over an 18 year period by one man. The average cost of home coverage here is $2460.
San Antonio is the seventh populated city in Texas. It was one of the quickest growing city’s in the United States. San Antonio is one of the most affordable cities in the US, for visitors and the local populace. Homeowners insurance here will cost an average of $1226.
Dallas is the fourth most populous metropolitan area in the US. This city rose from its historical importance as the center for the oil and cotton industries. The state fair of Texas, draws in 3 million people. The Texas State fair is also an amusement park and civic center. Coverage in this area will averagely cost you $1754.
Austin is the capital of Texas. It is the 11th most populous city in the US. Austin is also the 4th largest city in Texas. Austin is the safest big city in the US. 70% of the city’s budget is spent on police and emergency services. Rates in Austin cost around $1031.
Fort Worth is the 16th largest city in the US. This city was established in 1849 as an Army outpost on a bluff overlooking the Trinity River. Bonnie and Clyde was known to hide out at the historic Stockyards Hotel in Fort Worth. Rates in Fort Worth are an estimated $1643.
El Paso stands on the Rio Grande river across the border from Ciudad Juarex, Chihuahua, Mexico. Running for almost 85 years, El Paso is home to one of the oldest and most prestigious rodeos in the world. This rodeo, The Southwestern International Professional Rodeo Cowboys Association is the 17th oldest rodeo in the country. It is one of the top 50 shows by the professional rodeo cowboys association. Insurance in this rodeo town will cost you $965.
Arlington received its name because it was General Robert E. Lee’s hometown in Virginia. Arlington was the biggest gambling spot in the country in the 30s and 40s. An illegal casino bringing in people such as Bobbie & Clyde and Al Capone. An estimated rate to cover your home here is around $1599.
Corpus Christi is a coastal city in South Texas. It is the 8th largest city in Texas with an estimated population of 316,381. If you translate the name Corpus Christi to Latin, it would mean Body of Christ. This nickname was given by Spanish explorer Alonso Alvarez de Pineda as he discovered the semitropical bay in Corpus Christi. If you are looking to live in the area, the estimated annual rate of home coverage is $2265.
Plano is the 9th most populous city in all of Texas. Plano is Spanish for flat, referenced to the local terrain. Most of Plano’s visitors are business travelers, because of its close proximity to Dallas and the corporations in Plano. Some major corporations in Plano are: Capital One, Dell, FedEx, JCPenney, Pizza Hut, and Frito-Lay.
Laredo’s population is mostly Hispanic and Latino, it is one of the smallest ethnically diverse cities in the entire United States. Laredo’s main economy is based completely on international trade with Mexico. This city’s location is at the Southern end of I-35, close to northern Mexico’s manufacturers. The annual home insurance cost for Laredo is an estimated $1140.