Texas is the second largest state in the US both area and population wise. Are you aware that Texas is the second most prone for wildfires and hail events in the United States? In addition, Texas residents will also deal with tornadoes and hurricanes too! Another issue Texas homeowners face is sewer and drain backups. Your home definitely will need to have Texas homeowners insurance or else risk losing your home!
How do you find the best homeowners insurance in Texas? Which cities provide the best rates? Everyone wants to know the answers to these questions. The cities with the cheaper home insurance rates are usually scattered across the state. However, they tend to be far away from the Gulf of Mexico and the northern section of the state. In order to find great rates, collect the homeowners insurance quotes Texas citizens want right here.
It’s always best to remember that sometimes the cheapest home insurance in Texas sometimes isn’t always the best option when it comes to coverage. Be sure to fully know your coverage needs and budget before you begin to shop.
How can you completely avoid expensive Texas rates? All homes that are located in coastal cities in the east and southeast Texas are prone to higher rates. These homes that are along the coastal cities are at a higher risk of damage from a natural disaster. If you are looking to insure a house here, rates are 52% more than the state average. Easily collect a homeowner insurance quote Texas residents need here. Then you are on your way to the best homeowners insurance texas residents can buy!
Major Cities in Texas – How are the Rates?
Hurricane Harvey caused billions of dollars worth of damages in Houston. In addition, Houston has experienced six major floods since 2000. Houston’s bad reputation for extreme weather leads to overly expensive homeowners insurance rates. The average cost of home coverage here is $2460.
San Antonio is the seventh populated city in Texas. It was one of the quickest growing cities in the United States. San Antonio is also prone to many natural disasters. So expect some difficulty in finding affordable rates. Homeowners insurance here will cost an average of $1226.
Dallas is the fourth most populous metropolitan area in the US. One of the main reasons Dallas residents are experiencing an increase in rates is because of extreme weather events all throughout the state. This leads to increased cost to repair property damage from harsh weather. Crime rates are also increasing in the city as well. Coverage in this area will averagely cost you $1754.
Austin is the capital of Texas. Austin is increasing in popularity which in turn is causing an influx in housing prices. The cost of Texas homeowners insurance can rise with the cost of a house. Rates in Austin cost around $1031.
Fort Worth is the 16th largest city in the US. Fort Worth homes are experiencing higher crime rates. Therefore it will cost more to insure because they are more likely to experience the loss of personal property due to burglary, theft, or vandalism. Rates in Fort Worth are an estimated $1643.
El Paso stands on the Rio Grande river across the border from Ciudad Juarex, Chihuahua, Mexico. El Paso’s home insurance rates have increased greatly since the rise of hailstorms in the area. Natural disasters in your area will increase the cost of your homeowners insurance. Insurance in this rodeo town will cost you $965.
Arlington is the seventh largest city in Texas. Due to this, you will find that homeowners insurance coverage is $60 less than the Texas state average. Therefore, the average rate to cover your home in Arlington will be around $1599. Home insurance quotes Texas homeowners need can be easily collected online.
Corpus Christi is a coastal city in South Texas. It is the 8th largest city in Texas with an estimated population of 316,381. If you are looking to live in the area, the best home insurance in Texas for Corpus Christi is $2265.
Laredo’s population is mostly Hispanic and Latino, it is one of the smallest ethnically diverse cities in the entire United States. A Texas homeowner insurance quote shows the annual home insurance cost for Laredo is $1140.