Instant, Online and Unlimited

Michigan Homeowners

One Form, Unlimited Michigan Homeowners Insurance Quotes

Michigan Homeowners Insurance Quotes

Affordable Michigan Homeowners Insurance Quotes for Your Home

 

When looking for Michigan Homeowners insurance quotes, you must be sure to compare quotes from different companies. We used a sample property of a 2,000-square-foot house valued at $200,000. We compare quotes from State Farm, Progressive, and Farmers to find the best rates. From the data collected, we concluded the best rate came from Progressive. State Farm showed a lower average annual premium than progressive, but Progressive was the cheapest. Be sure to shop for different companies and compare home insurance quotes Michigan homeowners need.

Michigan is in the Midwestern part of the US, near the Great Lakes. Furthermore, Michigan is the French form of the Ojibwa word “mishigamaa,” which means ample water or large lake. In addition, there are two peninsulas in Michigan, the Lower and Upper Peninsulas. One arm, located in the lower section, looks like a glove. Everyone will identify the other island in the upper area, divided from the other peninsula by the Straits of Mackinac. The Straits of Mackinac join Lake Huron to Lake Michigan. This state provides the most extensive coastline in the world of any political subdivision.

Michigan has an estimated population of 10 million. Fishing is one of the state’s top industries due to the state having the longest freshwater coastline. Moreover, Michigan is also considered the center of the nation’s automotive industry. In addition, corporations established the “Big Three” companies here in Detroit. Furthermore, these companies are General Motors, Ford, and Chrysler.

 

Let’s discuss the best cities in Michigan to receive the best home insurance rates. Averagely residents in the most affordable cities have a premium of $938 or $1,104 a year for the sample property listed earlier. The cities with the cheapest home insurance in Michigan are located in the Lower Peninsula and close to the Great Lake Shores. Despite these cities being on the coastlines, these rates are 37% lower. Remember, a home insurance quote Michigan residents need will be able to determine premiums for the coverage wanted accurately.

 

Average Michigan Homeowners Insurance Quotes by City

 

Detroit

Detroit is the most populous city in Michigan. This city has a population of 713,777. In addition, people know Detroit as the home of Vernors Ginger Ale. Furthermore, it is the oldest ginger ale company brand. James Vernor created it in 1870. Historians theorize that Vernor made the drink before the Civil War started. However, the military then drafted him to serve in the war. Therefore, he kept his drink stored in an oak cask while away. Once the war was over, he found that the keg transformed his drink. Detroit home rates are an estimated $4,120 annually.

 

Grand Rapids

Grand Rapids is Michigan’s second most populated city. Furthermore, this city is near the Grand River. Moreover, The Grand River is 30 miles east of Lake Michigan. Grand Rapids is known for manufacturing furniture. Grand Rapids provides the five leading office furniture companies in the world. This city is also called Furniture City. Based on collected homeowners insurance quotes, Michigan residents will average pay $1,137 in Grand Rapids.

 

Warren

Warren is one of the largest suburbs in the Detroit metropolitan area. In addition, this city is the headquarters of many different businesses. Moreover, these businesses include General Motors Technical Center, the United States Army Detroit Arsenal, and the Tank Automotive Research, Development, and Engineering Center.

 

Sterling Heights

Sterling Heights is one of the state’s fastest-growing cities. In addition, this city consistently ranks as the safest city in Michigan. Locals incorporated Sterling Heights in 1968. Sterling Heights is home to Upton House. Upton House is a historic home built in 1867, and historians listed it on the National Register of Historic Places.

 

Lansing

Lansing is the Capital of Michigan. Authorities picked Lansing as the Capital out of anger. In 1847, the state constitution required the leaders to move the Capital from Detroit. It was such a strenuous process that leaders finally chose Lansing to end the disagreement. The annual premium to cover your home in Lansing is an estimated $1,064.

 

Ann Arbor

Locals founded Ann Arbor in 1824. They named the city for the wives of the village’s founders and the Bur Oak trees. The University of Michigan is in this city. The University of Michigan is one of the most researched universities in the country. The university helped Ann Arbor’s economy because it employs 30,000 people. Home coverage for Ann Arbor is an estimated annual $1,315.

 

Flint

Jacob Smith was a fur trader who founded Flint. Flint expanded quickly into a significant lumbering area, on the historic Saginaw Trail, during the 19th century. In addition, Flint at one time was a leading manufacturer of carriages and other vehicles, giving it the nickname “Vehicle City.” The annual premium is $3,648 for homeowners insurance.

^
Get A Quote!