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What Is the Average Cost of Homeowners Insurance in Maryland?

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What Is the Average Cost of Homeowners Insurance in Maryland?

If you are looking for the average cost of homeowners insurance in Maryland, listen up! Use the information below to get the most affordable Maryland homeowners insurance quotes. Always compare quotes from major insurance companies. By comparing quotes from these companies, you will be sure to compare and receive a better deal. Next, receive and compare from us at Insurance Quote Deals. We take the hassle out of shopping for quotes. We will obtain quotes from all major companies and present you with the results.


First, Some Cool Facts About Maryland

Maryland is in the Mid-Atlantic section of the US. It borders West Virginia, Virginia, Pennsylvania, Delaware, and Washington DC. The largest city in the state of Maryland in Baltimore. While the capital is Annapolis, Maryland has many nicknames, such as Old Line State, Chesapeake Bay State, and the Free State. Everyone considers Maryland one of the smaller states in the US due to the small area it holds. However, Maryland is a densely populated state. Also, we find the state close to DC. So, one significant service activity is transportation. Located in Maryland is the Baltimore port. This port ranked 17th in the US. Therefore the port receives and handles many different products. The most common are raw materials and bulk commodities. The Baltimore port also receives imported vehicles and is well known as being the second-ranked auto port in the US.

One popular attraction is the National Aquarium. The National Aquarium offers a showcase of 3 hours with up to 20,000 animals. In addition, these animals include birds, frogs, sharks, and dolphins. Moreover, the aquarium features many additional exhibits and experiences. These exhibits consist of the Blacktip Reef, Living Seashore, Jellies Invasion, Shark Alley, Dolphin Discovery, etc. The Blacktip Reef is an ocean exhibit that includes sea turtles, zebra sharks, blacktip reef sharks, and whiptail rays. The Living Seashore features two touch pools and much more hands-on experiences. The Jellies Invasion exhibit features nine different types of jellyfish. In contrast, Shark Alley shows visitors a variety of sizes and species in a ring-shaped display.

In comparison, Dolphin Discovery gives you a glimpse of the daily life of dolphins. Hence you will learn about how they know and interact. A National Aquarium is a great place for children to learn about various animal types.

Maryland is also home to Fort McHenry. Fort McHenry is well known as the inspiration for The Star-Spangled Banner. The fort is famous for its role in the War of 1812. The defense helped with defending the Baltimore Harbor from the British. The fort was first built in 1798 and was used by US forces through World War I. The Coast Guard used this fort in WWII too. Frances Scott Key was a lawyer who wrote the infamous Star-Spangled Banner. On the dawn of September 14, Flown over the fortress was an oversized American flag sewn by Mary Pickersgill. Scott seeing that flag over the fort inspired him to write the Star-Spangled Banner.

Maryland has a wide variety of climates. This is because of its elevation, proximity to water, and protection from colder weather due to down-slope winds. However, due to its location close to the coast, Maryland is vulnerable to tropical cyclones. Often, Maryland gets the remnants of a system that has released most of its energy. As a result, the state of Maryland averages 30-40 days of thunderstorms each year and an average of six tornados a year.


Average Cost of Homeowners Insurance in Maryland

Where can you find the average cost of homeowners insurance in Maryland? The most expensive homeowners insurance in Maryland is found in coastal cities that touch the ocean or the Chesapeake Bay. The least expensive coverage is located in the state’s western portion and way inward from the Chesapeake Bay. In Maryland, the coastal towns are prone to be hit by storms. Therefore, cities away from the coast have the cheapest rates due to the better protection from storms. Here are some details about a few specific towns in MD.



Baltimore is home to the Baltimore Zoo. This zoo is the third oldest zoo in the United States. It began in early 1862 when the first of many citizens gave animals to the Druid Hill Park. The zoo today consists of over 135 acres of zoo property. The City of Baltimore owns the zoo. The animal collection at the zoo presently consists of birds, mammals, amphibians, and reptiles. The animals here are displayed in natural settings that replicate native habitats. Maryland homeowners insurance quotes here are an estimated $950 annually.




Columbia is home to the Merriweather Post Pavilion. The Merriweather Pavilion is a beautiful and storied amphitheater. You will find the pavilion inside the forest between DC and Baltimore. In conclusion, the concerts hosted here each year pull in thousands of visitors. Also, Jimi Hendrix, Janis Joplin, and even Grateful Dead have played here. It was initially built as the home of the National Symphony Orchestra. Home coverage here is an estimated $1,460.




The city of Germantown is the third biggest city in Maryland. You will find this city located 26 miles north of DC. The main goal of this city was to preserve farmland and forests. Be sure to visit Seneca Creek, State Park. The park is over 6,000 acres. At the same time, it extends to Seneca Creek. Then it winds down to the Potomac River. Here, you can picnic, rent a boat, hike the trails, and more. Coverage here in Germantown is an estimated $1,232.


Silver Spring

Silver Spring is home to The Fillmore. Located in downtown Silver Spring is the Fillmore concert venue. For over 40 years, the Fillmore has brought in the most influential artists in music. The platform holds over 2,000 people. The Fillmore offers many types of live music events. Homeowners’ insurance in this city costs an average of $1,622.

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