Florida auto coverage is said to be some of the highest in the country, but that does not have to corner customers into high rates. We have sifted through all the companies in “The Sunshine State” and found the best rates, so that you can save money.
The rates in Florida can differ from city to city and company to company. The most costly premium can pay for another premium 2 times over. Thus shopping around is super important in finding the Florida auto quotes. We here at IQD can help take the headache out of shopping around.
Low-Cost Auto Coverage in Florida
We will bring to light some of the best companies with the most affordable car rates in Florida. Travelers, Progressive, Florida Specialty, SafeCo, and AllState are the just 5 of the affordable auto insurance companies in “The Sunshine State”. Rates from these companies will, of course, vary depending on your record, where you live, and a few other factors. Let us shop for you will produce the Florida auto insurance quote for your life.
Affordable Auto Quotes by City
Where you live plays a major role in the price you pay for auto coverage. The cost of an auto policy changes vastly from city to city. For instance for the average driver in Cutler Bay pays $989 annually. While the driver in South Miami Heights pays $1989 annually. That is a huge difference within a small area. That is why comparing auto companies is so important.
Location is a key factor in your quote’s outcome and the price you will pay. The higher the population, the bigger risk to you and your vehicle. So rates tend to be higher in the larger cities. That does not mean deals cannot be found. In fact we have found several companies in each of the heavily populated cities that are charging a fraction of the average.
Centered on the sandy banks of St John River, Jacksonville is home to 853,382 residents and two huge American Navy bases: Blount Island Command and Naval Submarine Base Kings Bay. This city has one of the largest military presences in the US. Auto rates tend to be as high as $2,564 a year in the largest city in Florida but all is not lost. We found rates for military members and their families as low as $987 a year with USAA and Gieco and rates as low as $1,056 a year for civilians with Farmers and SafeCo.
“¡ Bienvenido a Miami”. This culturally fluent city is hailed to be “America’s Cleanest City” and is home to 430,332 residents. As the county seat of Miami-Dade County it is the second most populated metropolis with an average annual cost of $2,365. Low-rates are available if you know where to look. Progressive and Allstate are quoting customers with good driving records at $956 a year.
Tampa is said to be one of “The Best Outdoor Cities” and has 358,699 people live within its territory. It is home to University of South Florida and the 250,000 sqft Florida Aquarium among other attractions. Being a heavily populated area and favorite tourist destination the cost of auto coverage can be steep. On average it is $2,254 a year, but there is hope for the residents here. Companies like Florida Specialty and Travelers are quoting drivers in this area at $895 annually.
St Petersburg, Florida
St Petersburg has become a popular retirement destination for its affordable living and great weather. The weather is so constantly great here it has acquired the nick name “The Sunshine City”. Affordable auto coverage is important to the 253,693 residents. The average rate here is $1,986 a year, but we can do better than that. Esurance and Mercury are quoting residents at $875 a year.
The Spanish language and culture are an important [part of life in Hialeah. Nearly 90% of the population speaks fluently here. The history in the beautiful city is just as thick as its population at 235,563. The average auto rate is $1,945 a year but with Acceptance Auto and Titan you can get a quote as low as $806 a year.
Also known as “The City Beautiful” is home to 262,372 people and University of Central Florida. It is also an extremely popular tourist destination. Yearly premiums here can be as high as $1,866, but with companies like Nationwide and Florida Farm Bureau you can get quoted at $799 a year.
Top Overall Auto Companies
Good rates are not the only factor in choosing the right company for you. How your company treats you as their trust customer is also vital. Will they support you and have your best interests at heart in the event of an accident? Taking a look at the various companies in Florida and what their customers are saying about them and based on the number of consistent valid complaints per year with each company. Below we have ranked these auto companies by this number of complaints.
Florida State Requirements
It has never been more important to shop for an auto quote. In Florida it is a state requirement to have a minimum of $10,000 “PDL” or property damage liability and $10,000 “PIP” or personal injury protection.
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Florida is known as the sunshine state. So it only makes sense that Florida is the best place to go driving with the top down! However, it is as equally as important to have proper Florida car insurance. Did you know that the state of Florida is home to the highest number of the uninsured drivers? The fact that the state has almost double the number of uninsured drivers in the entire country is just scary. It is crucial to be aware of the insurance quotes Florida motorists need! No fault Florida The state of Florida is a no-fault state. The term no-fault means that after the accident your medical expenses could possibly be covered by your own insurer no matter who caused the crash. No fault coverage can also be referred to as personal injury protection. As mentioned above, no-fault will cover your hospital bills and even your passenger’s medical bills if injured in an auto accident. After an accident (that is covered), no-fault will help you pay for these things: Your health insurance deductible Any costs that will exceed the limit of your health coverage Lost income that is a… continue reading
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