Pennsylvania is located in the northern and Mid-Atlantic regions of the United States. Pennsylvania is one of the 13 original states of the United States. It is the sixth most populous state in the US. This state borders, Delaware, Maryland, West Virginia, and Ohio. Pennsylvania was founded as a haven for Quakers by William Penn. The capital of Pennsylvania, Philadelphia, was the site of the first and second Continental Congresses. In turn, this produced the Declaration of Independence, which sparked the American Revolution.
Once the war had ended, Pennsylvania became the second state to ratify the US Constitution. Tourists visit from all over the United States to see the monuments of America’s revolutionary history. This includes: Independence Hall and the Liberty Bell. This state is also the birthplace of Hersey’s chocolate. Presently, this state is one of the nation’s main providers of oil, coal, and steel.
Find the Best Home Rates for your Budget
For a sample house of $200,000, we obtained quotes from five major Homeowners insurance companies in order to find the best rates. We discovered the lowest rates were from Farmers. The second lowest rate we were quoted was from Nationwide. Be sure to shop and compare quotes wisely as they will differ from company to company.
Do you need the best coverage rates for the state of Pennsylvania? How do you find the best rates? If you live in Pennsylvania’s most affordable cities your rates will be 15% lower than the state average. For the year you will pay around $887. These cities are spread out throughout the state. Some of these cities include State College, Greencastle, Hanover, Lancaster, and Wilkes Barre.
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The most expensive rates in Pennsylvania are, on average 40% higher insurance premiums than the rest of the state. These cities are all located in the eastern part of PA, close to the Delaware River.
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The Biggest Cities in PA
Philadelphia is the largest city in Pennsylvania. It has a population of 1.553 million. Benjamin Franklin discovered and founded the nation’s first library here, The Library Company of Philadelphia. Also, the Pennsylvania Hospital was created by Benjamin Franklin and Dr. Thomas Bond in 1751, it is America’s first hospital. Philadelphia has the highest home coverage rate average than any other city in the state. If you choose to live here the average rate is $1735.
Pittsburgh is led in manufacturing steel, aluminum, glass, shipbuilding, petroleum, foods, sports, transportation, computing, auto, and electronics. Pittsburg steel went to projects such as the Empire State Building and the Golden Gate Bridge. Pittsburgh is also home to the Big Mac, a McDonald’s favorite. An estimated coverage price here for your home is $1013.
Allentown is the third largest city in the state of Pennsylvania. If you are looking to live in a city that’s popular, but also away from the business of Philadelphia or Pittsburgh, this is the city for you. One of the most unique parts of Allentown is the Liberty Bell. The Liberty Bell brings hundreds of thousands tourists to Allentown each year. The Liberty Bell was hidden from the British during the Revolutionary War, and has remained at the museum ever since. Annual insurance for your home will cost an estimated $949.
Erie is located in northwestern section of Pennsylvania. This city is named after Lake Erie. It is also believed to be named after a Native American tribe that stayed along the city’s shore. Erie is the fourth largest city in PA, with a population of 100,641. Erie is between Buffalo, New York, Cleveland, Ohio, and Pittsburg. Erie provides a manufacturing sector that remains important in the local economy. Home coverage in this city is an average $988.
Reading is the fifth largest city in Pennsylvania. According to a 2010 census, the city of Reading has the most of citizens living in poverty than the entire nation. Today Reading is a city full of industrial life. It is full of churches, hospitals, clubs, fraternal societies, recreational centers, and schools. The annual coverage rate here is $903.
This city took its first step and earned its reputation as the Electric City when electric lights were introduced in the 1880s at Dickson Locomotive Works. Six years later, the electric streetcar began operating in this city. A policy here annually will cost $954.
Bethlehem has a population of 7,492. It is the seventh largest city in Pennsylvania. Despite the population, you can still find that Bethlehem offers quiet and homely things to do. It also made the list of the Top 100 places to Live in 2006 Money magazine.
Lancaster is one of the oldest inland towns in Pennsylvania. This city’s primary industries include healthcare, tourism, public administration, manufacturing, and home to the largest indoor retail facility. Lancaster was also home to the nation’s 15th president, James Buchanan. Insurance coverage for your home here will cost you $828.