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New York Auto Insurance Quotes

The New York auto insurance quotes that we found will supply you, the driver, with additional data about insuring your automobile within the state. We have analyzed over 100 cities and 25 insurance companies to provide you for the best quote deals.

 

Our records show that quotes are different depending on where you live and what auto insurance company you obtain quotes from. For instance, within the city of Mount Vernon the best insurance rates at the most affordable companies were $4,969 under the most expensive provider’s quotes. That is why to find the best rate quotes, it would be best to compare quotes from several companies. We can help you at insurancequote.deals

 

Affordable Auto Insurance in New York

We have found auto insurance quotes for the average driver with a clean record across over 100 cities to calculate the yearly rates for every company as shown below.

Company Annual Ave. Rate ($)
Farmers 1168
Geico 1102
State Farm 1039
Liberty Mutual 1503
Progressive 1500
Cincinnati 2700
The General 2699
Utica National 2509
MAPFRE 2500
USAA 1040
Kemper 2120
Hanover 2115
AAA 2115
EMC 2113
ACE 2113
Dairyland 2999
Foremost 2899
Esurance 2111
Bristol West 2499
National General 2489
Electric 2399
AARP 1923
Erie 1902
Hartford 1902
Ameriprise 1892
American National 1882
Main Street America 1789
Encompass 2891
AIG 1789
Amica 1590
Victoria 2300
21st Century 2229
Mercury 2125
Nationwide 1459
AllState 1203

 

The next graph positions companies from the highest-costing insurance rates to the lowest-cost in our study. Your individual quote will vary depending on where you live and what coverage limits you set, which can get you the best quote, thanks to the individual nature of automotive vehicle insurance.

Company Annual Ave. Rate ($)
Dairyland 2999
Foremost 2899
Encompass 2891
Cincinnati 2700
The General 2699
Utica National 2509
MAPFRE 2500
Bristol West 2499
National General 2489
Electric 2399
Victoria 2300
21st Century 2229
Mercury 2125
Kemper 2120
Hanover 2115
AAA 2115
EMC 2113
ACE 2113
Esurance 2111
AARP 1923
Erie 1902
Hartford 1902
Ameriprise 1892
American National 1882
Main Street America 1789
AIG 1789
Amica 1590
Liberty Mutual 1503
Progressive 1500
Nationwide 1459
AllState 1203
Farmers 1168
Geico 1102
USAA 1040
State Farm 1039

 

Cheapest Car Insurance in New York: by City

We have investigated quotes from 25 companies in 100 cities, and discovered the most affordable insurance providers. Even drivers in NYC, Clarkstown, or Cheektowaga, have choices for affordable auto insurance if they shop around. Our chart below will show you the best car insurance quotes NY has to offer!

City Cheapest Insurer #1 Cheapest Insurer #2 Cheapest Insurer #3
New York USAA* $1,398 Geico $1,713 Farmers $1,819
Hempstead STATE FARM 1,327 GEICO 1,612 USAA* 1,664
Buffalo USAA* 898 GEICO 977 STATE FARM 990
Babylon USAA* 1,200 STATE FARM 1,212 Allstate 1,290
Rochester USAA* 634 STATE FARM 748 GEICO 838
Huntington USAA* 1,078 STATE FARM 1,212 Allstate 1,314
Syracuse STATE FARM 782 USAA* 790 GEICO 827
Amherst USAA* 788 GEICO 822 Allstate 970
Albany USAA* 777 STATE FARM 797 GEICO 844
Tonawanda USAA* 782 STATE FARM 832 GEICO 822
Alfred USAA* 777 GEICO 797 STATE FARM 808
Amityville USAA* 1,200 STATE FARM 1,212 Allstate 1,290
Amsterdam USAA* 790 GEICO 808 STATE FARM 884
Auburn USAA* 777 STATE FARM 790 GEICO 797
Batavia STATE FARM 742 USAA* 788 GEICO 827
Bath USAA* 777 GEICO 797 STATE FARM 808
Binghamton STATE FARM 724 GEICO 784 USAA* 784
Brighton–Pittsford USAA* 634 STATE FARM 748 GEICO 838
Callicoon STATE FARM 988 USAA* 1,038 GEICO 1,098
Canandaigua USAA* 707 STATE FARM 737 GEICO 808
Cobleskill STATE FARM 892 Allstate 898 GEICO 810
Cold Spring USAA* 970 STATE FARM 1,002 Allstate 1,078
Cooperstown STATE FARM 892 GEICO 810 USAA* 810
Corning USAA* 730 STATE FARM 742 GEICO 764
Cortland USAA* 788 STATE FARM 788 GEICO 802
Dunkirk USAA* 777 STATE FARM 784 GEICO 790
East Hampton Allstate 1,002 USAA* 1,008 STATE FARM 1,104
Ellenville USAA* 828 STATE FARM 900 GEICO 977
Ellicottville USAA* 777 GEICO 797 STATE FARM 808
Elmira USAA* 707 STATE FARM 764 GEICO 770
Fairport USAA* 634 STATE FARM 748 GEICO 838
Farmington USAA* 707 STATE FARM 737 GEICO 790
Fulton USAA* 777 STATE FARM 790 GEICO 832
Garden City USAA* 1,180 STATE FARM 1,327 Allstate 1,422
Gates USAA* 634 STATE FARM 748 GEICO 838
Geneva USAA* 707 STATE FARM 737 GEICO 808
Glens Falls GEICO 782 STATE FARM 782 USAA* 827
Gloversville USAA* 790 GEICO 802 STATE FARM 872
Hamburg USAA* 782 STATE FARM 832 GEICO 884
Henrietta USAA* 634 STATE FARM 748 GEICO 838
Herkimer USAA* 784 STATE FARM 797 GEICO 827
Hornell USAA* 777 GEICO 797 STATE FARM 808
Hudson STATE FARM 804 USAA* 810 GEICO 840
Hyde Park STATE FARM 887 USAA* 900 GEICO 988
Irondequoit USAA* 662 STATE FARM 748 GEICO 838
Ithaca USAA* 788 USAA* 788 STATE FARM 802
Jamestown USAA* 777 STATE FARM 784 GEICO 790
Kingston STATE FARM 892 USAA* 828 GEICO 977
Lawrence STATE FARM 1,327 USAA* 1,367 GEICO 1,612
Le Roy STATE FARM 742 USAA* 788 GEICO 827
Lewisboro USAA* 900 STATE FARM 1,038 GEICO 1,060
Lindenhurst USAA* 1,200 STATE FARM 1,212 Allstate 1,290
Little Falls USAA* 770 STATE FARM 797 GEICO 827
Lockport USAA* 802 STATE FARM 878 GEICO 884
Massapequa USAA* 1,067 STATE FARM 1,187 GEICO 1,270
Mattituck Allstate 1,002 USAA* 1,002 STATE FARM 1,104
Mayville USAA* 777 STATE FARM 784 GEICO 790
Medina USAA* 748 GEICO 832 STATE FARM 832
Melville USAA* 1,078 STATE FARM 1,212 Allstate 1,314
Middletown USAA* 982 STATE FARM 1,002 GEICO 1,117
Millerton USAA* 874 STATE FARM 880 GEICO 977
Mineola USAA* 1,180 STATE FARM 1,264 Allstate 1,422
Monsey STATE FARM 1,020 USAA* 1,044 GEICO 1,134
Nanuet STATE FARM 1,020 USAA* 1,044 GEICO 1,134
Narrowsburg STATE FARM 988 USAA* 1,038 GEICO 1,098
New City STATE FARM 1,020 USAA* 1,044 GEICO 1,134
Newark USAA* 707 STATE FARM 737 GEICO 808
Newburgh STATE FARM 808 USAA* 1,002 GEICO 1,117
Niagara Falls USAA* 872 GEICO 817 STATE FARM 817
North Tonawanda USAA* 872 GEICO 817 STATE FARM 817
Norwich USAA* 788 STATE FARM 788 GEICO 802
Nyack STATE FARM 1,020 USAA* 1,044 GEICO 1,134
Olean USAA* 777 GEICO 797 STATE FARM 808
Oneida USAA* 788 STATE FARM 784 GEICO 860
Oneonta STATE FARM 892 GEICO 810 USAA* 810
Orchard Park USAA* 782 STATE FARM 872 GEICO 884
Oswego USAA* 777 STATE FARM 790 GEICO 832
Palmyra USAA* 707 STATE FARM 737 GEICO 790
Pelham USAA* 930 GEICO 1,104 Allstate 1,242
Penfield USAA* 634 STATE FARM 748 GEICO 838
Penn Yan USAA* 707 STATE FARM 737 GEICO 808
Plattsburgh USAA* 748 STATE FARM 777 GEICO 797
Port Chester USAA* 930 STATE FARM 1,038 Allstate 1,078
Poughkeepsie STATE FARM 887 USAA* 900 GEICO 988
Rome USAA* 782 STATE FARM 802 GEICO 887
Rye Brook USAA* 930 STATE FARM 1,038 Allstate 1,078
Sag Harbor Allstate 1,002 USAA* 1,008 STATE FARM 1,104
Salamanca USAA* 777 GEICO 797 STATE FARM 808
Saratoga Springs USAA* 748 STATE FARM 788 GEICO 790
Saugerties STATE FARM 804 USAA* 810 GEICO 977
Schenectady USAA* 790 GEICO 802 STATE FARM 827
Setauket USAA* 1,092 STATE FARM 1,104 Allstate 1,168
Southampton Allstate 1,002 USAA* 1,008 STATE FARM 1,104
Springville USAA* 838 STATE FARM 872 Allstate 898
Troy USAA* 742 GEICO 827 STATE FARM 827
Utica STATE FARM 802 USAA* 880 GEICO 887
Watertown STATE FARM 610 GEICO 802 USAA* 814
Webster USAA* 634 STATE FARM 748 GEICO 838
Wellsville USAA* 777 GEICO 797 STATE FARM 808
West Seneca USAA* 788 GEICO 822 Allstate 970
Westfield USAA* 777 STATE FARM 784 GEICO 790
Westhampton Allstate 1,002 USAA* 1,008 STATE FARM 1,104
White Plains USAA* 918 STATE FARM 1,038 Allstate 1,078
Williamsville USAA* 788 GEICO 822 Allstate 970
Yorktown USAA* 900 STATE FARM 1,038 GEICO 1,060

 

New York, NY

If you are looking for the best auto insurance rates in NYC you can find them with such companies as Nationwide, State Farm, Esurance, Farmers, and Gieco. These 5 companies have the most affordable rates in the city for civilian customers and USAA is number one for our military personnel and their families. Together these 6 companies have of the lowest rates in “The Big Apple” with an average of $1,478 a year for the typical driver. Public transportation is the number one choice for most residents in the New York City, but still ¼ of the population choose to commute by vehicle. There are a number of highways connecting the boroughs including Cross Bronx Expressway, Hudson River Expressway, Bruckner Interchange, and Long Island Expressway. Here we are going to give you a breakdown of the boroughs.

 

The Bronx

In the home of the Yankees and The Bronx Zoo can be found the most expensive auto insurance rates, but we have discovered the most affordable auto insurance coverage in the Bronx with State Farm, and Nationwide. The common rate for these companies is $1,449 annually and to the residents of this borough this is a beautiful thing with the average being $4,765.  Remember a homeowners insurance quote NY residents collect will ask you a few questions about your home. For example, what year it was built, what the roof is made of, etc.

 

Brooklyn

For the most affordable auto insurance quotes in Brooklyn, we propose beginning with Farmers, or Esurance. The average yearly rate for these companies is $1,413 which is compared to the average of $5,156. This is the greatest range of any section of NYC. The most exciting and populous borough is also the most expensive but quote deals can be found if you shop around.

Queens

Home of the The Unisphere, and The Mets, Queens is that the second largest inhabited borough in “The Big Apple”. The common price is $4,206 a year to insure an automobile here, but with Gieco and Liberty Mutual you can find the lowest-costing auto insurance at $1,299 a year on average. Compared to the $4,788 average.

Manhattan

Manhattan is known as the administrative core of New York City and is also its historical birthplace, but to the people who live here it is “The City”. Most go about their lives using the many public transportation outlets but 10% commute to by vehicle. It has a grid street system that is easy to navigate if you steer clear of Broadway and Times Square of course. Auto Insurance costumers looking for affordable rates can find them with Farmers and Allstate. These companies have the best rates to the tune of $1,388 a year compared to the average of $4,189 annually.

 

Staten Island

Staten Island has the greatest view of the honorable Statue of Liberty, among one of the longest boardwalk in the us, and is home to Snug Harbor. The island is one of the smallest boroughs in New York City and for that reason 70% of its residents commute by vehicle. The average cost of auto insurance is $3,979 a year but savings can be found with Erie and Liberty Mutual. There rates for the average driver are $1,289 a year.

 

Hempstead, NY

Hempstead is a complex city about 30 miles away from New York City with a population of 759,746 people and even more in the summer when people come to enjoy Jones Beach. Finding affordable auto insurance here is simple with companies like State Farm and 21st Century with rates at $1,249 a year, compared to the average at $4,637 a year for other companies.

 

Buffalo, NY

The city of Buffalo is the birthplace of the buffalo wing and the very 1st electric street lights were turned on here on Ganson Street. The city is located on the edges of Lake Erie, Niagara River, and Buffalo River and some of the most affordable insurance rates can be found with Geico and Nationwide. Drivers were quoted $1,221 annually compared to $3,979 city average.

 

Rochester, NY

Rochester has a noble history being home to Fredrick Douglas and Susan B. Anthony, commanders in the abolitionist movement. The city’s population is 209,922 with a large portion of that being students at University of Rochester, so affordable auto insurance is important. Companies like Esurance and Erie are quoting drivers a yearly premium of $1,165. Which is a fraction compared to other companies at $3,735.

 

Ramapo, NY

Formerly known as New Hempstead, Ramapo (meaning “Sweet Water”), is home to Joseph T. St. Lawrence Community, Health, and Sports Complex and The Rockland Boulders. With 126,584 people affordable auto insurance is important. The best companies here are Amica and Travelers, with quotes at $1,144 annually and that is $2,577 less than the average.

 

New York’s Best Auto Insurance Companies

To arbitrate what auto insurance companies are the top contenders in New York City, we studied the amount of complaints for every within the “Empire State”. In particular, we will look at the number of complaints in conjunction to how much business they actually conduct in the state. The lower the number for the company, the better they are.

CompanyIndex
21st Century2
Central Mutual Insurance6
Fireman’s Fund8
ACA Insurance9
Adirondack Insurance Exchange9
AIG6
Allstate1
American Automobile Insurance8
American Bankers8
American Family1
American Modern Insurance2
Ameriprise4
Amica4
Assurant / American Reliable5
AutoOne Insurance3
Bankers Insurance8
Chubb8
Country-Wide Insurance9
Countryway Insurance7
Dairyland5
Drivers Insurance Company2
Electric6
Encompass8
Erie Insurance6
Esurance5
Eveready Insurance7
Farm Family5
Farmers8
Foremost3
GEICO8
Great Northern Insurance9
Hanover8
Harleysville Insurance1
Hartford9
Infinity Auto7
Interboro Insurance9
Kemper4
Kingstone Insurance7
Liberty Mutual1
Lincoln General Insurance7
Main Street America Insurance3
MAPFRE Insurance4
Markel Insurance2
Merastar4
Merchants Insurance Group9
Mercury Insurance7
Meritplan Insurance2
MetLife3
National General3
National Indemnity8
Nationwide2
NYCM Insurance2
Ocean Harbor / Pearl Holding Group1
Philadelphia Insurance3
Preferred Mutual Insurance3
Progressive1
PURE5
QBE Insurance8
Safeco2
Sentry4
State Farm1
Sterling Insurance Company5
The General3
Titan9
Tower Group7
Travelers8
TSC Insurance7
USAA3
Utica National Insurance4
Warner Insurance3

 

The Best Auto Insurance Quotes in New York by City

 

Here we have listed cost of an annual premium in each city and the company that is belongs to. The cities are in alphabetical order. For a more personalized quote in your area visit insurancequote.deals.

City Annual Premium Company
Albany 1275 USAA*
Alfred 1,139 STATE FARM
Amherst 1,491 USAA*
Amityville 2,274 USAA*
Amsterdam 1,279 USAA*
Auburn 1,153 USAA*
Babylon 2,384 STATE FARM
Batavia 1,157 USAA*
Bath 1,120 USAA*
Binghamton 1,082 ERIE
Brighton–Pittsford 1,101 USAA*
Buffalo 1,712 USAA*
Callicoon 1,792 USAA*
Canandaigua 1,083 ERIE
Cobleskill 1,277 STATE FARM
Cold Spring 1,757 USAA*
Cooperstown 1,304 STATE FARM
Corning 1,053 USAA*
Cortland 1,152 STATE FARM
Dunkirk 1,142 USAA*
East Hampton 1,938 STATE FARM
Ellenville 1,662 USAA*
Ellicottville 1,138 STATE FARM
Elmira 1,056 USAA*
Fairport 1,078 NATIONWIDE
Farmington 1,078 USAA*
Fulton 1,227 Allstate
Garden City 2,596 USAA*
Gates 1,111 USAA*
Geneva 1,079 USAA*
Glens Falls 1,105 USAA*
Gloversville 1,193 USAA*
Hamburg 1,288 USAA*
Hempstead 2,807 ERIE
Henrietta 1,103 USAA*
Herkimer 1,235 USAA*
Hornell 1,120 GEICO
Hudson 1,404 USAA*
Huntington 2,347 NATIONWIDE
Hyde Park 1,581 USAA*
Irondequoit 1,287 USAA*
Ithaca 1,149 USAA*
Jamestown 1,140 STATE FARM
Kingston 1,521 STATE FARM
Lawrence 2,760 USAA*
Le Roy 1,157 USAA*
Lewisboro 1,781 USAA*
Lindenhurst 2,384 STATE FARM
Little Falls 1,233 STATE FARM
Lockport 1,291 STATE FARM
Massapequa 2,325 USAA*
Mattituck 1,938 USAA*
Mayville 1,140 USAA*
Medina 1,221 USAA*
Melville 2,272 USAA*
Middletown 1,803 Allstate
Millerton 1,565 USAA*
Mineola 2,570 USAA*
Monsey 1,984 USAA*
Nanuet 2,046 ESURANCE
Narrowsburg 1,839 USAA*
New City 2,046 USAA*
New York 4,093 STATE FARM
Newark 1,086 STATE FARM
Newburgh 1,748 STATE FARM
Niagara Falls 1,334 STATE FARM
North Tonawanda 1,330 USAA*
Norwich 1,163 STATE FARM
Nyack 2,046 ESURANCE
Olean 1,138 USAA*
Oneida 1,184 USAA*
Oneonta 1,304 STATE FARM
Orchard Park 1,322 USAA*
Oswego 1,227 USAA*
Palmyra 1,083 STATE FARM
Pelham 2,312 ERIE
Penfield 1,097 USAA*
Penn Yan 1,090 USAA*
Plattsburgh 1,120 USAA*
Port Chester 1,856 USAA*
Poughkeepsie 1,589 USAA*
Rochester 1,112 USAA*
Rome 1,272 USAA*
Rye Brook 1,856 STATE FARM
Sag Harbor 1,938 USAA*
Salamanca 1,138 USAA*
Saratoga Springs 1,164 Allstate
Saugerties 1,465 USAA*
Schenectady 1,232 USAA*
Setauket 2,072 STATE FARM
Southampton 1,994 USAA*
Springville 1,318 USAA*
Syracuse 1,332 Allstate
Tonawanda 1,272 USAA*
Troy 1,304 USAA*
Utica 1,264 STATE FARM
Watertown 1,146 STATE FARM
Webster 1,083 USAA*
Wellsville 1,140 USAA*
West Seneca 1,479 USAA*
Westfield 1,140 USAA*
Westhampton 1,938 Allstate
White Plains 1,847 USAA*
Williamsville 1,515 USAA*
Yorktown 1,781 USAA*
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