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Arizona Homeowners Insurance Quotes

Arizona, “The Grand Canyon State” is one of the four corner states. The four corner states include: Colorado, Utah, Arizona, and New Mexico. Arizona is well known for the Grand Canyon State Park. This state has the most land dedicated to Native Americans in the entire US. Arizona summers are very hot while the winters are mild. Southern Arizona is well known for its dry desert climate. Northern Arizona demonstrates a different climate. The Northern section consists of forests of Pine, Douglas fir, and Spruce trees. It is also home to the Colorado Plateau and some mountain ranges. Northern Arizona also has deep canyons, which provides significant snowfalls.

 

Have you thought about insuring your home in Arizona? An Average Arizona homeowners insurance quote may vary from $900 to $1,700. Always keep in mind to shop and compare many different quotes. For this state, rates can vary from 80% from the most expensive to cheapest insurer.

 

Are you curious about how you can receive the cheapest Arizona homeowners insurance quotes? Read below to find out more! By taking a sample property of $200,000, we compared quotes by major companies to find the best rates. State Farm and Progressive both ranked as the lowest home insurance companies in the state with a price of $940-$990.

 

The cheapest rates in Arizona will be found in cities spread throughout the state. These cities are as far south as Sierra Vista and Tombstone, and all the way up north to Flagstaff. The rates for these cities were 18% better than the state average.

 

The most expensive rates in Arizona for homeowners insurance are approximately $1,599 per year. This rate is 25% more expensive than the state average. These cities were all towards the middle of the state.

 

Top Ten Most Populated Cities in Arizona

 

Phoenix

Phoenix is the largest city and capital of Arizona. This city is also the sixth most populous city in the nation. Phoenix has a population of 1.513 million. The National Climatic Data Center concluded that this city receives more sunshine than any other metropolitan area in the US. Phoenix receives sunshine during 85 percent of its daylight hours. Being the most populated city in the state, the average homeowners rate is $1,530 annually.

 

Tucson

Tucson is the home of the University of Arizona. This city has an average of 350 days a year with sunshine. Tucson is the sunniest city in the United States. On average,coverage rates for Tucson are $1,139.

 

Mesa

Mesa is Spanish for table. The town was given this name because of its shape as a tabletop. Mesa is also a part of the Honeymoon Trail. This trail was used by Mormons in 1926, to travel to Saint George, UT where they could be properly married. Mesa homeowners coverage rates are on average $1,274.

 

Chandler

This city uses water from 22 wells operating in the city. Chandler’s oldest drinking well is the Erie well. It has been operating since 1948. This well has produced around eight billion, six hundred fourteen million gallons of drinking water. Policy rates for your home in this city is $1,000.

 

Glendale

Glendale is about nine miles northwest from downtown Phoenix. This city nicknamed itself “Arizona’s Antique Capital”.  Glendale the home of two major sports venues: University of Phoenix Stadium and Gila River Arena. The Phoenix Stadium is the home field of the Arizona Cardinals. Looking to buy homeowners coverage here? The average price is $1,562.

Gilbert

Gilbert is Arizona’s fifth biggest city. For such a large city, it has a low crime rate and growth rate. The crime rate is so low that the FBI declared it the largest town with no murders in 2005. Even today, it is still consistently one of the safest cities in Arizona. Despite being a safe city, rates run $1,149.

 

Scottsdale

Scottsdale is known for having late night partying and a buzzing hotel scene. Scottsdale is 31 miles long and 11.4 wide. It shares its boundaries with many municipalities and entities. It was originally called “Orangedale”, because the land was deemed ideal for growing citrus. However, a newspaper article mistakenly referred to this new town as Scottsdale and the name stuck. Rates here in Scottsdale are approximately $1,284.

 

Tempe

Tempe is located in the East Valley section of metropolitan Phoenix. This city was named after the Vale Tempe in Greece. Tempe has hosted the super bowl, a mass by Pope John Paul II and the 2004 presidential debate. An average homeowners quote here would be $1,069.

 

Peoria

Peoria is only 13 miles from Phoenix. This city got its name from early settlers who moved from Peoria, Illinois. Peoria has steadily grown from a farming community to the 9th largest city in Arizona. Home coverage for this city costs $1,183.

 

Surprise

This city was founded by Flora Mae Statler in 1938. The city was named surprise because Flora would be surprised if the town ever amounted to anything. Due to Surprise starting off as a small town, the town went through rapid growth. The population of Surprise today is 123,546.  Home coverage rates here are an average of $1,090.

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