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Maine Homeowners Insurance Quotes

The state of Maine is the northernmost state of the United States.  It also is known as the easternmost state as well. Maine has a rocky jagged coastline. However, Maine provides picturesque waterways and also delicious seafood. Maine’s seafood consists of mainly clams and lobsters. This state also produces 99% of the United States’ blueberries. Therefore it is known as the United States’ largest producer.


The state of Maine has over 235 miles of coastline. Here along the coastline, you will find beaches, lighthouses, islands, and fishing villages. You will also see jagged rocks and cliffs. However, once you go inland, Maine offers beautiful lakes, rivers, and mountains. The geography of Maine is mostly due to the ice age.


In addition, Maine is home to the Acadia National Park. The Acadia National Park is the only national park in New England. The park started off buying small sections of land in order to preserve scenic boundaries. This process began in 1986. Many landowners in Maine today continue this, in order to limit future development. There is plenty of diversity at Acadia Park, you can see rough rocky coastlines, mountains of granite, beautiful ponds and lakes, and varieties of wildlife.


Maine Homeowners Insurance Quotes


Maine is a beautiful state. It offers peace and serenity to anyone who chooses to visit. You can expect to experience all of nature’s beauty. In conclusion, Maine is the perfect place to have a home or vacation home. However, you will need coverage for your home. How much is the average rate for homeowners insurance here? Do you know much homeowners insurance Maine residents need?


The coverage rates are determined by location. However, if you live in an area of high-risk weather, rates will be higher. The most affordable homeowners insurance rates in Maine were found in cities away from the coast. These cities are located up north near Canada and were also found down south near New Hampshire.


The most expensive rates were found along the coastline. The coastline increases the risk of damage to your home. Storms and extreme wind make your home prone to damage. Therefore, these risks force the home insurance companies to increase their premiums.


Home insurance Maine residents should have needs to cover their home completely. There is nothing worse than not being fully protected once a disaster strikes. Keep this in mind before you begin shopping.


Maine’s Busiest Cities



Portland is Maine’s largest city. It has a population of 66,318. In Portland, you will experience the beautiful Maine coast. Portland is also home to the International Cryptozoology Museum. The museum founder is one of the world’s leading Sasquatch experts. He built this museum in 2003. Inside you will find furry Bigfoots, yeti footprints, and much more unique items. If you are looking to live here in Portland, the average rates here are $1,125.



The city of Lewistown is a former mill town. It is located in southern Maine. Lewistown holds many festivals throughout the year. One of these festivals includes the Emerge Film Festival. The Emerge Film Festival is held every year to recognize independent films and their filmmakers. If you are looking for coverage in this area, the estimated premium is $1,000.



Bangor Maine was originally formed on the lumber and shipbuilding industries. This was due to the city laying on Penobscot River, logs could be floated downstream and processed at the water-powered sawmills. Stephen King also wrote his first novel here in Bangor. His first novel Carrie was also made into a movie. Maine homeowners insurance quotes here cost an estimated $1,221 a year.


South Portland

South Portland is Maine’s fourth largest state. This city was never a part of Portland. It broke away from Cape Elizabeth in 1895. One famous attraction is the Maine Mall. The Marine Mall is the largest mall of northern Boston. Rates here will run you an average of $1,100 a year.



Biddeford is home to the University of New England. This city also holds the La Kermesse Franco-Americaine Festival. This festival celebrates the city’s French-Canadian heritage. It still takes place in Biddeford today. Maine homeowners insurance quotes here are an annual $1,050.



Saco is home to the Ferry Beach State Park. This park is located off Route 9. In addition, it offers a picnic area, changing rooms, nature trails, and guided nature programs. Saco has also taken steps to be environmentally friendly by using wind turbines. Homeowners insurance in this city averages to $1,076.

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