We researched Colorado auto insurance quotes to compare the typical price of insurance and also to establish the most cost effective rates in every town. However, what we found was that the typical price for insurance on an automobile with essential liability coverage was $1,426 annually or about $114 a month.
As always rates will vary depending on where you live but, the largest impact on prices is changeability in company quotes. The best rate in one town may not be the best in another. This shows why you should get quotes from more than one company so that you can make the best decision for you and your family. We can help you compare rates in your area at insurancequote.deals.
Affordable Colorado Auto Insurance
There are five companies that have the most affordable automobile insurance rates in Colorado, Geico, Allstate, State Farm, Erie, and Progressive. In addition, they charged a median rate of $1,247 annually to insure a vehicle. Therefore this is 20% lower than the states average.
The list relies on the average yearly premiums for an example 35 year old female driver across 62 cities in Colorado. As a result, your actual quotes will be totally unique to you and your characteristics and driving history. For your own personal insurance quote deals visit insurancequotes.deals.
Low-Cost Auto Insurance by City
Here we have provided a comparison on how rates can vary city by city in The Centennial State. Consequently, many factors in a driver’s life play a role in the amount they will pay for coverage, such as, location, storage, and commute.
In this section we wanted to show you the four most affordable insurance companies in 62 cities. These premiums are based on a 32 year old female motorist. We will also offer additional details for a variety of cities within The Centennial State.
Insurance Companies with the Best Deals in Expensive Cities
Fort Collins, CO
We begin our list with Colorado’s Fort Collins. This university town is home to the infamous Colorado State University. This city is also located near the Rocky Mountains with a population of 144,449 people. Auto insurance rates are 15% below the states average at $1,303. However, quotes should be acquired by the most affordable companies in Fort Collins. They are State Farm, Progressive, and Grange. On average these companies are saving their customers 30%.
Insurance can be costly in Aurora, Colorado, with yearly plans costing $1,345. With a populous of 324,684, Aurora is one of the most inhabited towns within the Centennial State. It is also home to the Buckley Air Force Base, which employs most of the population here. Despite this there are several companies providing relief to insurance customers. Furthermore, Erie and State Farm are saving the civilians of Aurora 25% on their annual premiums and saving military personnel up to 32%.
Colorado Springs, CO
Colorado Springs is the 2nd largest city in Colorado and 417,513 people call it home. It is also the location of US Air Force Academy. The city sits at the base of Pike’s Peak and many other beautiful natural places of tourists and locals alike. The companies found to have the lowest priced auto insurance in this city are 21st Century, AIG, and USAA. The average cost is $1,109 yearly compared to other companies in the area who are charging $1,365 on a yearly basis.
One of the most expensive cities in Colorado is Denver, at 27% above the state’s average auto insurance here can cost up to $1,648 a year. The “Mile High City” is located at 5,300 feet above sea level in the Rocky Mountains. Home to the Denver Broncos, Denver Nuggets, Colorado Rockies, and also 599,866 people it is the largest city in Colorado. Although auto coverage is so costly in Denver there are several companies that can help relieve your wallet. We have found companies like Esurance and Safeway were saving their customers up to $363 a year on their premiums.
Boulder is known for their colorful history. So they were the top destination in the 60’s for hippies; the city has a thick western culture, and is home to the biggest university in Colorado, Colorado University. The population is not as large as some of the other cities in the state but it is fairly large at 97,380 people. Auto insurance rates here can be staggering at an average of $1,426 yearly, but companies like Nationwide and Alliance Insurance are breaking the mold offering motorist rates at $980 annually.
Longmont gets it’s name from a mountain near the city called Long’s Peak. It is nestled in the St. Vrain Valley. As a result, drivers here enjoy a lower cost in auto insurance premiums. The city’s average is $1,255. However if you obtain quotes from these companies you can enjoy even more savings. While between State Farm, Allstate, and Colorado Farm Bureau Mutual Insurance the common rate was $858 annually.
At 106,546 people, Pueblo is one of the most expensive cities for auto coverage. The yearly cost for the drivers of this city is commonly at $1,538, which is 15% more than the states average. Is there a secret to saving big in the “City of Heros”? We have found quotes from Travelers, MetLife, and SafeCo are around $1,599 a year.
Right outside of Denver is a city called Lakewood and it is home to a population of 142,990 people and also Colorado Christian University. There is an average price of $1,469 a year that citizens pay for auto insurance. Companies like AIG and SafeCo are providing rates up to 39% lower than the city’s average in turn providing more affordable coverage to it customers.
Price of Auto Insurance in Colorado
Quite a few companies in Colorado top with zero real complaints – AIG, Nationwide, and Progressive are a couple of examples and out of the highest 5 low-cost auto insurance companies in our graph, USAA, Farmers, and SafeCo rank higher than any of the others.
|Alliance Insurance Group||3.31||0.00|
|Arizona Automobile Insurance Company||4.89||0.00|
|Farmers Union Insurance||12.92||0.01|
|Great Northern Insurance||6.87||0.00|
|Colorado Farm Bureau Mutual Insurance Co||24.67||0.57|
|Country Financial Insurance||21.28||1.32|
|Occidental Fire & Casualty||4.67||1.72|
|Alpha Property & Casualty||14.69||2.66|
From Golden to Denver, we have ranked the cities with lowest prices to the highest prices. The list is bound by 2 of the Centennial State’s most populous cities, and represents a example size that’s 60% of the general state populous. Across these 62 cities, the average annual price of insurance is $1,424. A small lot of the cities, about 70%, had average rates that were below the state mean, whereas 30% were significantly higher. To find out what you saving would be in your area visit insurancequote.deals
|City||Ave. Rate ($)|