Instant, Online and Unlimited

South Dakota Homeowners

One Form, Unlimited South Dakota Homeowners Insurance Quotes

South Dakota Homeowners Insurance Quotes

Located in the western region of the US is South Dakota.  The Lakota and Dakota Sioux tribes contributed to the state’s name. The states North Dakota, Minnesota, Iowa, Nebraska, Wyoming, and Montana border South Dakota. The state of South Dakota is split by the Missouri River. Most of the state’s population is in eastern South Dakota. The Eastern portion of South Dakota also provides fertile soil which is used to grow many types of crops. While west, ranching is the main agricultural activity.

South Dakota is full of many fun attractions for visitors. For example the South Dakota Art Museum, the 1905 Opera House, Mount Rushmore National Park, and so much more. The South Dakota Art Museum features Native American art, Harvey Dunn, Paul Goble illustrations, and dynamic exhibits by regional and national artists. The store at the museum also features jewelry, pottery, and original works of art by local artists. There is also a kid only interactive room.

Next, the 1905 Opera House is another great place to visit. The Opera House has showcased motion pictures, roller skating, trapeze artists, plays, concerts, and was at one point a city fire hall. It is now however listed on the National Register of Historic Places. In 2001, a late addition was added on to the building. This addition was a tribute to late musician Kyle Evans of Company Cowboys. You may also call ahead for a public tour.

Mount Rushmore is hands down one of the top attractions in the United States. Each year millions of visitors come out to see Mount Rushmore. The southeastern side of Mount Rushmore in Black Hills National Forest is where you will find the four gigantically carved sculptures that show the faces of US presidents George Washington, Thomas Jefferson, Abe Lincoln, and Theodore Roosevelt. This project was led by Gutzon Borglum, who is a sculptor. Over 400 workers made the sculpture and removed over 4000,000 ton of rock in order to make the giant carved heads.  The presidents were supposed to be made from the waist up in the original design. However insufficient funding brought the carving to a halt. It is also known by the name Shrine of Democracy.

South Dakota consists of a climate that has four seasons. These seasons range from cold winters to hot and humid summers. The summer months bring about 90 degrees. Summers in South Dakota also bring about frequent, hazardous thunderstorms with strong winds, thunder, and hail. Tornado Alley is considered as the eastern portion of the state. South Dakota experiences over 30 tornadoes a year. Weather is a major factor when it comes to homeowners insurance rates. When finding the best rates crime rates, weather and construction costs are factors that determine your rates.

Found along the East River region of the state are the best homeowners insurance rates in South Dakota. The state’s largest cities meet these requirements. The cities with the most expensive homeowners insurance are mostly found along the western part of the state. Most of these western cities are serviced by local fire departments. This basic fact makes for higher homeowners insurance rates due to Insurers view this as bad due to theses departments being less prepared to handle emergencies than a state funded one. From an insurer’s standpoint, this risks of the home sustaining more damage.

When searching for the best rates available for South Dakota homeowners insurance quotes, you need to know the correct way to receive them. When it comes to quotes, it’s all about shopping, collecting, and comparing. Your first step in the quote process is to determine what type of coverage you want. Knowing this right off of the bat will help you in your search. You must collect and receive quotes from all major companies.

Receiving more than one quote will help you shop and compare rates easier. However, if you want the best deal on South Dakota homeowners insurance quotes, you need to receive your quotes online here at Insurance Quote Deals. The simplest and easiest quote collecting tool on the web, Insurance Quote Deals will provide you with the best rates available online. By using our quote tool, we guarantee you the best rates. Get your South Dakota homeowners insurance quotes here at Insurance Quote Deals today.


South Dakota Destinations


Sioux Falls

Sioux Falls is home to the Mary Jo Wegner Arboretum.  The Arboretum is surrounded by wetlands, woods, ponds, and gardens. The Arboretum welcomes visitors to walk the winding trails among the wildlife. There is also an educational center invites visitors to take an inside glimpse of the Arboretum history and the opportunity to learn about our environmental future. Home coverage here in Sioux Falls is $1222.



Rapid City

Rapid City is well known for its popular attraction Bear Country. It features the world’s largest collection of privately owned black bears. Here you can drive through over 2 miles of Wildlife Park. The park is also located on 200 acres. Visitors will also see black bears, grizzly bears, and over 20 species of North American animals. This includes buffalo, wolves, and elk all from inside your vehicle. Rapid City homeowners insurance will cost an estimated $1512.




One of the most recognized and awarded cities in the entire country is Aberdeen. As a result, the city has obtained national attention on their services to the youth, educational offers, and the public park quality.  Aberdeen is home to the Yellowstone Trail. Many visitors here will be able to view the glacier lakes and the great prairie. The diversity will truly stun visitors. Coverage here in Aberdeen will cost you an estimated $1350.




Brookings is home to the South Dakota Art Museum. While inside the museum, you will see Harvey Dun Paintings, the Marghab Collection, and others that are honoring the nature of mankind. The South Dakota Art Museum is a place where residents enjoy seeing the artistic legacy of South Dakota. The museum holds 7000 objects in its entire collection. In conclusion, this collection includes paintings, drawings, photographs, and more. Insurance rates here cost $1460.




Mitchell is home to the World’s Only Corn Palace. This palace stands for innovation, enterprise, pride, and community. While, this great innovation has stood all throughout the test of time, its continuously changing colors, architecture, and community purpose as the city has grown and changed. This year the corn palace has gone through a multi-million dollar renovation to create an even better experience for visitors. Homeowners insurance here in Mitchell costs $1376.

Get A Quote!