Located in the Southeastern United States is the state of Tennessee. This state borders Virginia, Kentucky, North Carolina, Georgia, Alabama, Mississippi, Arkansas, and Missouri. The Appalachian Mountains cover the eastern part of the state. At one time, these mountains reached the elevation of the Alps and the Rocky Mountains. However, due to erosion, this is not the case presently.
Tennessee is home to many significant industries. These industries include manufacturing and agriculture. The state’s primary agricultural products are soybeans, poultry, and cattle. This state is also home to the United States’ most visited national park. The Great Smoky Mountains National Park is a significant tourist attraction. Here at the park, you can follow the Appalachian Trail, which follows the Tennessee and North Carolina border.
This state is known to have average rates for homeowners insurance—however, some parts of the state experience higher insurance rates than others. The higher rates can be due to climate, crime, and the risk of natural disasters. Read more below to determine where the state receives the most affordable rates.
Tennessee Rates the Most Affordable and the Most Expensive
You are probably wondering, where are the cheapest Tennessee homeowners insurance quotes available for Tennessee? The Eastern section of the state has the most reasonable rates. These cities were also within proximity to the Great Smoky Mountains.
What about the most expensive rates? The Western part of the state provides the most expensive rates. They are the most costly due to the risk of tornadoes. However, this particular part of the state is known for tornadoes. Therefore, due to increased risk, rates will be higher.
Tennessee City Rates
Nashville
This city is the capital of Tennessee. Nashville has a population of 6.5 million people. Nashville is known as the center of music and healthcare. The AT&T tower in this city is known as the bat tower because of the resemblance to bat ears. Also, the capital building is one of the oldest operating capitals in the United States. If you are curious about Tennessee homeowners insurance quotes, it is an estimated $1,640.
Knoxville
Knoxville was originally the capital of Tennessee. This city also introduced cherry coke and touch screens to the city’s people. This city is also responsible for inventing Mountain Dew as well. Elvis Presley also made a success milestone in the city of Knoxville. A talent scout heard Presley’s new single in a record store in the town. Homeowners’ insurance coverage in this city is $1,455.
Chattanooga
Chattanooga is the fourth largest city in Tennessee. Moreover, this city has a population of 173,300. In addition, Chattanooga is also home to the longest pedestrian bridge, The Walnut Street Bridge. In addition, built in this city is the world’s first coca-cola bottling plant. Two local attorneys bought the rights for bottling at $1 each. Homeowners’ insurance quotes in this area cost an estimated $1,534.
Clarksville
Residents founded Clarksville in 1784. They named it after General George Rogers Clark, who fought in the Revolutionary War. In 1855, Clarksville became well known for its production of dark-fired tobacco. This city’s average yearly home coverage will cost an estimated $1,327.
Murfreesboro
This city is known as the geographical center of the state of Tennessee. This city has a population of 117,045. Moreover, Murfreesboro received its name from Colonel Hardy Murfee. In addition, Murfree was a Revolutionary War Hero. This city began as an agricultural community but later shifted to academics—Tennessee homeowners insurance quotes in this city cost an average of $1,665.