Universal Property & Casualty Insurance Company is here to deliver the best customer service and value to customers. UPCIC offers only the best solutions, financial security, and a peace of mind for you. Universal Property and Casualty was founded in 1997. It is also a part of Universal Insurance Holding Company of Florida. Universal Property and Casualty Insurance was created to help give additional home insurance options.
This company offers coverage currently in five different states. These states are NC, SC, DE, FL, HI, GA, IN, MD, and MA. Most insurance companies won’t even think about insuring areas in these states due to the higher risks of storm damage.
Universal Property and Casualty are dedicated to providing immediate customer service to its agents and their customers. In addition, any time you call UPCIC, expect to talk to a real person, not a voicemail. There will always be a well-trained individual ready to help.
Also, all underwriters are available at all times too. Universal Property and Casualty are committed to processing all the claims they receive as quickly as possible. UPCIC also takes pride in serving each and every customer as if they were a family member.
What does UPCIC offer me?
Universal Property and Casualty are proud to be one of the largest property insurance companies in Florida. This company offers customers homeowners insurance, renters coverage, dwelling coverage, condo coverage, personal property coverage, other structures, and also dwelling fire.
Dwelling coverage
This coverage will help protect the structure of your home. This includes protection from lightning, wind, fire, and even theft.
Other Structures
This is a policy that is written for any additional structures located on your property. For example, this can include garages, sheds, and workshops.
Dwelling Fire
This is a policy that will protect your home in the case of a fire.
Personal Property Coverage
This provides protection to all of your belongings that are kept in your home.
Personal Liability
This will protect you if another person wants to take legal action against you due to an accident at your home.
UPCIC Claims
Let’s discuss the claims process at Universal Property and Casualty. This company allows customers to file all of their claims over the phone and even online. Here is how you can make the claim process more efficient.
- Photograph all the damage
- If it is safe, try to make some small fixes in order to prevent further damage. Never fully repair the damage as it could invalidate your claim
- Be sure to keep all the receipts for any materials that you purchase when you make the temporary repairs
- Be sure to avoid throwing away any damaged items until your insurance adjuster has looked over the area
So, Does Universal Property and Casualty offer any discounts?
In fact, they do! Universal Property Insurance can offer discounts for the following features:
- Any type of burglar alarm that features a central station reporting
- Any type of fire alarm with central station reporting
- An automatic sprinkler system
Reinsurance Program
UPCIC is known for its comprehensive reinsurance program that is set in place for hurricane season. This includes:
- Reinstatement Premium Coverage
- Second, third, and fourth catastrophe excess of loss
- Catastrophe loss
Universal Property and Casualty Insurance Company feature a red elephant in their logo. Do you know why that is? Well, elephants are known for their great wisdom. Along with the fact that UPCIC wants to provide great service and affordable rates to their customers. If you are looking to purchase coverage from Universal Property and Casualty Insurance, then you will need to collect a quote.
Universal Property and Casualty quotes are easy to receive. As with any other quote, all it takes is filling out a simple form with your information then receive the quote need. You are already in the right place to receive a quote, Insurance Quote Deals can provide you with affordable Universal Property and Casualty Insurance quotes!
UPCIC and Red Elephant are ready to be by your side no matter what. Universal Property and Casualty are a great company to be insured with. If you are searching for a company with a great rating, amazing financial stability, excellent customer service, then this company is for you! Stop waiting around, grab a UPCIC insurance quote today!