Universal Insurance Holdings of North America is a Delaware Property and Casualty Insurance Group that is organized to market Property insurance in North America. UIHNA is also a subsidiary of Universal Group in Puerto Rico. In addition, UIHNA combines their reputation and financial strength of Universal Group along with the local market presence and experience of the North American staff to bring you the Universal Insurance Company of North America and the Universal North America Insurance Company.
Universal Insurance Company is one of the top writers when it comes to personal lines in Puerto Rico. This company is also known as one of the top property and casualty companies. Did you know they control around 45% of the personal auto coverage market?
With over 20 years of experience in Puerto Rico, UIC branched out in order to form Universal Insurance Group. Ever since this move, Universal Insurance Company of North America works around the clock on their creation of personal and commercial coverage to insure your belongings. They are also active when it comes to the implementation of the latest technology and quality systems to ensure satisfaction.
Universal Insurance Company of North America is passionate about offering customer great service, new products, and to continue innovating. Therefore, Universal Property and Casualty Group continues to maintain an A financial stability Rating.
The Vision of Universal Insurance Company of North America
Universal North America will work endlessly in order to protect policyholders through all of the innovative services offered to satisfy their needs along with expectations. Universal is committed to maintaining a great financial strength by having a great professional team of employees. All employees have direct communication with upper management.
Universal will also uphold the highest legal standards in the entire industry as well as in the community. They take pride in working hand in hand with many clients and providers. All employees will be equipped with a clear understanding of the company’s procedures. All needs, expectations, and security of all customers will be valued.
When it comes to solid insurance protection, think of Universal. If you want solid protection, it needs to be built on values. For example, at Universal: listen, aim high, and lead by example are the key values of the company. They will do business based on these values alone.
Let’s discuss each of these three core values.
- Listen – Once a crisis occurs, what you want more than anything is for someone to answer your call and listen to you. Universal North America has the caring employees that you need! Customer service here is beyond good, it’s exceptional!
- Aim High – At Universal North America, everyone brings their A game. Every single day. They follow a very conservative investment strategy. This strategy also allows them to steadily grow and maintain the resources they need to keep promises to all customers.
- Lead by example – When it comes to dependability, it doesn’t just happen. Dependability is built on trust. At Universal Insurance Company of North America, it’s not what they say that builds dependability, it’s what they do that really counts.
So what does Universal North America offer their customers?
When it comes to policies offered by Universal North America, you will need to know the variety of coverages they offer. This company offers customers homeowners, dwelling fire, condo, renters, flood, earthquake, hurricane, and many other insurance policies.
What states provide Universal Insurance Company Coverage?
Keep in mind that only certain states can provide you with the Universal Insurance coverage. Here are the states that can provide you with Universal Insurance Coverage:
- Arizona
- California
- Connecticut
- Delaware
- Florida
- Hawaii
- Maryland
- New Jersey
- North Carolina
- Nevada
- New York
- Oregon
- Pennsylvania
- South Carolina
- Texas
- Virginia
- Washington
Also, remember that each state allows for different types of policies. What may be available in one state may not be available in yours.
Universal Insurance Company of North America Home Coverage
Be sure you start planning for the unexpected. If you are shopping around for homeowners coverage, you can experience such a peace of mind with a policy from Universal North America. Owning property represents such a major investment. A financial and emotional investment. Having solid protection is key. Especially after a disaster.
Want to know what a standard home insurance policy from Universal covers?
Universal’s standard home insurance can provide you with strong coverage. This coverage includes:
- Dwelling Coverage – This will cover the structure of your home up to a certain dollar amount. Remember that this will also cover attached structures to your home. For example, a swimming pool.
- Other structures – This will help cover the rebuilding of structures that aren’t attached to your home. This can include sheds and fences.
- Medical Payments – When it comes to this, it will cover your medical expenses for anyone outside the house who is injured while visiting.
- Personal Property – This is the replacement value for all personal belongings that reside in the home, for example, furniture, electronics, and jewelry.
- Loss of use – This will help cover you if damages occur that prohibits you from living in your home.
Universal also offers customized coverage. If you are looking for greater strength protection, Universal has your back.
If you want to go with a company that has outstanding customer service, Universal Insurance Company of North America is for you! Remember they offer customers homeowners, renters, condo, flood, and many other policies to customers! To get started with Universal be sure to grab a Universal Insurance Company of North America quote right here at insurancequote.deals! You can get covered within minutes easily!