Finding cheap auto insurance in Florida can sometimes be a little challenging since you don’t know right off the bat whether an insurance company will give you a good deal compared to other companies. Typically people tend to go with the most-advertised and popular insurance companies, but they may not provide rates as low as the more obscure, local companies. Gainsco Insurance operates in only a handful of states, with Florida being one of them. The rates that they offer tend to be pretty competitive, and they offer convenient ways to make insurance payments online. Be sure that you collect Gainsco Insurance quotes!
About the Company
Gainsco Insurance has been around since 1978, and since the beginning, they have specialized in non-standard, specialty auto insurance, individually tailored to every customer. Their main headquarters is in Texas, but ever since they were established they have expanded to a number of different states. Their coverage is backed by MGA Insurance Company, Inc., and remains one of the more unique auto insurance services today. Besides Texas and Florida, they also provide coverage to customers living in Arizona, Oklahoma, South Carolina, Georgia, New Mexico, and Virginia. By now they have built up a solid reputation over their nearly four decades of service, so you can be confident in their ability to provide you a low and/or competitive rate.
Coverage Offered
The type of auto insurance offered by Gainsco can vary greatly from person to person. At the minimum, they provide enough coverage to be legal in your state. As well as additional coverage for those who need it. They will provide coverage for both bodily injuries as well as property damage, as required by law.
Their coverage is also affected by the number of people who will be driving. As well as the number of vehicles that need to be insured. The type of vehicle, whether it’s cheap or expensive, is also a significant factor.
Are they right for me?
The best way to find out if Gainsco Insurance is right for you is to visit one of their offices. You may also call the phone number listed on their website. A local agent will get into contact with you. They will ask you questions about the people and vehicles that you want to insure. Along with the type of coverage that you’re seeking. They will then give you a price quote, where you can then decide whether you want to proceed.
Other Thoughts
With Gainsco, the biggest disadvantage is that they only offer coverage in a handful of states (mentioned above). They will likely expand their business in the future. For now, you’ll have to be a resident of one of those states in order to be eligible for their auto insurance.
Besides that, they are likely one of the best deals that you’ll find for auto insurance, especially in Florida. All you have to do is give them a call or a visit. They’ll get you started as soon as possible. But no matter which insurance company you choose, you need to keep in mind that it’s required by law to have insurance for vehicles. It’s not something that you can put off for later!