EMC Insurance is one of the largest insurance companies in Iowa. EMC Insurance Company was founded in 1911 and is considered to be a financially solid company. It was built on over 100 years of service to policyholders and independent insurance agents. Presently today EMC employs over 2,000 employees in over 20 locations in the United States.
EMC Insurance Group is known as one of the most trustworthy companies of 2017 by Forbes. EMC also offers customers home, auto, life, motorcycle, and business insurance. This company also has so many positive reviews, it is a great company to work with when it comes to insurance coverage.
It’s actually so simple to grab an EMC Insurance quote. Even more so here at Insurance Quote Deals. Therefore let’s discuss the different types of coverages you can shop for.
EMC Home insurance
Your home is all yours. Therefore you should have an insurance premium that will show you that. With an EMC home insurance policy, your premium will be based on you along with the specs of your home. This only means you will get a better rate that is calculated for your own property.
You are able to get the right choices that will cover your needs
EMC Insurance offers three different coverage levels, along with property and liability coverages that are optional. Remember your local independent insurance agent can help you choose the right level of coverage you need. No matter which type you choose, replacement cost coverage will be provided to your home if you qualify.
A basic home policy –EMC
Even a basic homeowners policy from EMC can give you above average protection when it comes to your home and liability coverages.
Homeowners insurance plus
This will build upon the basic homeowners policy and give you more protection for these things:
- A refrigerated property
- Theft of your jewelry, and all other valuables
- CyberScout resolution service
- Identity theft expense coverage
- With EMC choice homeowners
This is also a premier policy. EMC choice homeowners offer customers even greater protection for the above-mentioned things. Along with these additional benefits:
- Loss of use along with additional living expense
- Equipment breakdown coverage
- Additional replacement cost coverage
Get rewarded with EMC Home Insurance Discounts
A final thought to keep in mind is that insuring your house with EMC will reward you with many money saving discounts. This includes maintaining your home and being responsible financially. Here are also a few things you can do to ensure you get great discounts:
- Be sure to install some protective devices. Receive some top of the line discounts for installing some deadbolts in your home, perhaps some fire extinguishers, and smoke alarms.
- Be sure to improve your home – This includes improvements to your electrical, plumbing, and heating.
- Be responsible. If you stay free from claims and insure your vehicle with EMC along with your home, you will be well on your way to better insurance discounts.
EMC Auto Insurance
An auto insurance policy from EMC can provide you coverage for even the most basic auto insurance needs. Plus you will also be provided with the choice of optional coverages that can tailor to your insurance needs. EMC promises to find great coverage at a great rate. EMC personal auto also provides you with this:
- Liability
- Medical costs
- Personal Injuries
- Uninsured/Underinsured motorists
- Uninsured motorist property damage
- Collision
- Comprehensive
- Towing
You may also be able to add on to your coverage. If you own a policy and have your vehicles covered with liability, comprehensive, and collision coverage from EMC, you can receive these coverages:
- Rental Car
- More expenses for transportation
- Increased Nonowned Trailer
- Deductibles Wavered
- Airbag
Get rewarded with EMC Auto insurance
EMC supplies you with many discounts that can change your auto premiums. These discounts are as followed:
Bonus Renewal – If you are insured for 3 or more years, after your first accident all surcharges will be wavered.
Combination Policy – This will become available to you if you are insuring both your home and auto insurance
Multi-car discount – This is available if you place more than one vehicle under the same policy.
Electronic Funds Transfer– This option is available to all policyholders that choose to have their bill paid by EFT.
Wow, were you aware of all these great policies offered at EMC? If you are looking for any home or auto insurance, be sure to consider EMC. It’s easy to grab an EMC insurance quote! We here at Insurance Quote Deals have you covered! Simply fill out the form on our website and receive instant EMC insurance quotes!
Remember while shopping for home or auto coverage to consider EMC Insurance!