We have examined Ohio auto insurance quotes in cities throughout Ohio to find the most affordable auto coverage deals for drivers. Ohio’s liability policies will price run the average customer around $578 or $50 a month, just before the minimum. However, we also found that high-cost auto insurance in the state is five times that. These high rates show the importance of comparing different companies to find the best quote deals. We can help everyone find the best possible rates in the area at Insurance Quote Deals.
Low-cost Auto insurance in Ohio
We have set side by side 15 auto insurance companies within the state of Ohio to seek out those with the best deals. Here are the companies rated lowest to highest cost across the state of Ohio
The most cost-efficient car insurance rates came from AIG, State Farm, Progressive, Erie, and Geico. These companies are the five overall least expensive auto insurers in Ohio. Erie had rates at $348 annually. Erie’s rates were $18 higher than AIG and State Farm. Their rates came in at $412. Prices may vary depending on wherever the driver resides in Ohio. In addition, the actual quote will emulate the driving profile, the liability limits their selection, and where they drive the vehicle.
High-Cost Auto Insurance in Ohio
What are the most expensive companies in Ohio? Who had the higher rates were Progressive, Encompass, and Ohio Mutual. Companies averaged $788 a year for a policy based on Ohio quotes. About 29% of the standard companies charged in Ohio for the everyday driver.
We have compiled a list of the companies that provide auto insurance in Ohio and rated them from lowest-priced to the highest-priced rates.
Affordable Auto Insurance in Ohio by City
Here we will go over the most affordable rates in Ohio, starting with the most prominent cities first.
Columbus, OH
Columbus is Ohio’s largest city, with a population reaching 835,956 in 2010. It is also home to the largest University in the nation, Ohio State University, and the base of operations for Nationwide Insurance. The typical rates are in sync with the state average, running around $578 a year for vehicle insurance. For drivers searching for affordable automotive insurance quotes in Columbus, they can begin with StateFarm, AIG, and Erie. They should be the primary target because we found them to have low-cost premiums. That comes to about $368 annually.
Cleveland, OH
Cleveland has a population of 389,520. In addition, It is home to the Rock& Roll Hall of Fame and the Cavaliers. Auto insurance is almost the same as Columbus at about $558 a year. The best companies to start the comparison in this city are Geico, Farmers, and Nationwide. These companies are likely to find customers rates at around $346.
Cincinnati, OH
With about 298,164 residents, the urban center is the third-largest town in Ohio. The Cincinnati Reds reside here. Furthermore, it is the command post for many different companies like Macy’s, Proctor& Gamble, and even insurance companies like Great American Insurance Co. and American Financial Group. Auto insurance in Cincinnati can average $488 a year or slightly below the norm. Three companies stand out in this city with having the lowest rates: SafeCo, Cincinnati Insurance, and Progressive. Their rates average to be about $307 or $26 a month.
Toledo, OH
“The Glass City” is the next largest city in Ohio and is bordered by Michigan and Lake Erie. Rates in Toledo are at about $446. While comparing, we found that purchasers can get quotes for as much as $288 with companies like United Ohio Insurance, Allstate, and North Brooke Insurance.
Akron, OH
Within the lake region close to the Cuyahoga park lives the 197,858 people that call Akron home. Golf Championship Bridgestone invited, and Akron holds the All-American Soap Box Derby every year. The yearly price of automotive insurance is $407.Companies like Westfield Safe Auto and Liberty Mutual can quote premiums at about $259 a year.
Ohio’s Top Auto Insurance Companies
Companies with the most cost-effective rates do not wholly answer which company to choose. Here shoppers will find a summary of 25 major auto insurance companies in Ohio and The compared total premiums written.
| Company | 2016 Written Premiums | OH Market Share (%) | 2016 Complaint Ratio |
| Allstate | 352350783 | 9.36 | 0.42 |
| American family | 200146455 | 5.54 | 0.23 |
| Auto-Owners | 91232181 | 3.5 | 0.34 |
| Central Mutual | 229627382 | 2.32 | 0.01 |
| Cincinnati Insurance | 303769246 | 5.47 | 0.33 |
| Erie | 208875837 | 8.16 | 0.37 |
| Esurance | 302734348 | 2.29 | 0.22 |
| Farmers | 134958602 | 5.76 | 0.46 |
| GEICO | 148911985 | 9.27 | 0.38 |
| Grange Mutual | 335154408 | 3.35 | 0.48 |
| Liberty Mutual | 217468751 | 2.21 | 0.19 |
| MetLife | 174076286 | 2.12 | 0.35 |
| Motorists Mutual | 98553783 | 9.3 | 0.01 |
| Nationwide | 62046140 | 8.82 | 0.37 |
| Ohio Mutual | 300072137 | 5.6 | 0.43 |
| Progressive | 70706719 | 6.1 | 0.22 |
| Safe Auto | 153810456 | 2.94 | 0.25 |
| Safeco | 420726583 | 8.08 | 0.46 |
| State Auto | 379907708 | 9.63 | 0.34 |
| State Farm | 431687707 | 9.38 | 0.26 |
| The Hartford | 385438193 | 1.35 | 0.23 |
| Travelers | 368284565 | 4.77 | 0.15 |
| United Ohio Insurance | 315725083 | 8.29 | 0.35 |
| USAA* | 402063256 | 8.16 | 0.08 |
| Western Reserve | 356974502 | 4.79 | 0.5 |
| Westfield | 330214351 | 1.91 | 0.33 |
Auto Insurance Comparison by City
Here we show how some of the bigger cities stack up against other towns in Ohio. We have itemized the cities on a scale below from the lowest to highest cost auto insurance rates.
Ohio’s Minimum Required Coverage
Ohio has a minimum requirement for auto insurance. They require drivers to have liability coverage at least 25/50/25 to operate a vehicle in Ohio. We can help everyone find a quote that meets the minimum required liability or more at the best rate in all 50 states. Visit us at Insurance Quote Deals.