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New York Auto Insurance Quotes

The New York auto insurance quotes that we found will supply you, the driver, with additional data about insuring your automobile within the state. We have analyzed over 100 cities and 25 insurance companies to provide you with the best quote deals.

 

Our records show that quotes differ depending on where you live and what auto insurance company you obtain quotes from online. For instance, within the city of Mount Vernon, the best insurance rates at the most affordable companies were $4,969 under the most expensive provider’s quotes. That is why to find the best rate quotes. It would be best to compare quotes from several companies. We can help you at insurancequote.deals

 

Affordable Auto Insurance in New York

We have found auto insurance quotes for the average driver with a clean record across over 100 cities to calculate the yearly rates for every company, as shown below.

CompanyAnnual Ave. Rate ($)
Farmers1168
Geico1102
State Farm1039
Liberty Mutual1503
Progressive1500
Cincinnati2700
The General2699
Utica National2509
MAPFRE2500
USAA1040
Kemper2120
Hanover2115
AAA2115
EMC2113
ACE2113
Dairyland2999
Foremost2899
Esurance2111
Bristol West2499
National General2489
Electric2399
AARP1923
Erie1902
Hartford1902
Ameriprise1892
American National1882
Main Street America1789
Encompass2891
AIG1789
Amica1590
Victoria2300
21st Century2229
Mercury2125
Nationwide1459
Allstate1203

 

The following graph lists companies with the highest-costing insurance rates to the lowest cost in our study. Of course, the quote will vary depending on where you live and what coverage limits you set, which can get you the best quote, thanks to the individual nature of automotive vehicle insurance.

CompanyAnnual Ave. Rate ($)
Dairyland2999
Foremost2899
Encompass2891
Cincinnati2700
The General2699
Utica National2509
MAPFRE2500
Bristol West2499
National General2489
Electric2399
Victoria2300
21st Century2229
Mercury2125
Kemper2120
Hanover2115
AAA2115
EMC2113
ACE2113
Esurance2111
AARP1923
Erie1902
Hartford1902
Ameriprise1892
American National1882
Main Street America1789
AIG1789
Amica1590
Liberty Mutual1503
Progressive1500
Nationwide1459
Allstate1203
Farmers1168
Geico1102
USAA1040
State Farm1039

 

Cheapest Car Insurance in New York: by City

We have investigated quotes from 25 companies in 100 cities and discovered the most affordable insurance providers. Even drivers in NYC, Clarkstown, or Cheektowaga, have choices for cheap auto insurance if they shop around. Our chart below will show you the best car insurance quotes NY offers!

CityCheapest Insurer #1Cheapest Insurer #2Cheapest Insurer #3
New YorkUSAA*$1,398Geico$1,713Farmers$1,819
HempsteadSTATE FARM1,327GEICO1,612USAA*1,664
BuffaloUSAA*898GEICO977STATE FARM990
BabylonUSAA*1,200STATE FARM1,212Allstate1,290
RochesterUSAA*634STATE FARM748GEICO838
HuntingtonUSAA*1,078STATE FARM1,212Allstate1,314
SyracuseSTATE FARM782USAA*790GEICO827
AmherstUSAA*788GEICO822Allstate970
AlbanyUSAA*777STATE FARM797GEICO844
TonawandaUSAA*782STATE FARM832GEICO822
AlfredUSAA*777GEICO797STATE FARM808
AmityvilleUSAA*1,200STATE FARM1,212Allstate1,290
AmsterdamUSAA*790GEICO808STATE FARM884
AuburnUSAA*777STATE FARM790GEICO797
BataviaSTATE FARM742USAA*788GEICO827
BathUSAA*777GEICO797STATE FARM808
BinghamtonSTATE FARM724GEICO784USAA*784
Brighton–PittsfordUSAA*634STATE FARM748GEICO838
CallicoonSTATE FARM988USAA*1,038GEICO1,098
CanandaiguaUSAA*707STATE FARM737GEICO808
CobleskillSTATE FARM892Allstate898GEICO810
Cold SpringUSAA*970STATE FARM1,002Allstate1,078
CooperstownSTATE FARM892GEICO810USAA*810
CorningUSAA*730STATE FARM742GEICO764
CortlandUSAA*788STATE FARM788GEICO802
DunkirkUSAA*777STATE FARM784GEICO790
East HamptonAllstate1,002USAA*1,008STATE FARM1,104
EllenvilleUSAA*828STATE FARM900GEICO977
EllicottvilleUSAA*777GEICO797STATE FARM808
ElmiraUSAA*707STATE FARM764GEICO770
FairportUSAA*634STATE FARM748GEICO838
FarmingtonUSAA*707STATE FARM737GEICO790
FultonUSAA*777STATE FARM790GEICO832
Garden CityUSAA*1,180STATE FARM1,327Allstate1,422
GatesUSAA*634STATE FARM748GEICO838
GenevaUSAA*707STATE FARM737GEICO808
Glens FallsGEICO782STATE FARM782USAA*827
GloversvilleUSAA*790GEICO802STATE FARM872
HamburgUSAA*782STATE FARM832GEICO884
HenriettaUSAA*634STATE FARM748GEICO838
HerkimerUSAA*784STATE FARM797GEICO827
HornellUSAA*777GEICO797STATE FARM808
HudsonSTATE FARM804USAA*810GEICO840
Hyde ParkSTATE FARM887USAA*900GEICO988
IrondequoitUSAA*662STATE FARM748GEICO838
IthacaUSAA*788USAA*788STATE FARM802
JamestownUSAA*777STATE FARM784GEICO790
KingstonSTATE FARM892USAA*828GEICO977
LawrenceSTATE FARM1,327USAA*1,367GEICO1,612
Le RoySTATE FARM742USAA*788GEICO827
LewisboroUSAA*900STATE FARM1,038GEICO1,060
LindenhurstUSAA*1,200STATE FARM1,212Allstate1,290
Little FallsUSAA*770STATE FARM797GEICO827
LockportUSAA*802STATE FARM878GEICO884
MassapequaUSAA*1,067STATE FARM1,187GEICO1,270
MattituckAllstate1,002USAA*1,002STATE FARM1,104
MayvilleUSAA*777STATE FARM784GEICO790
MedinaUSAA*748GEICO832STATE FARM832
MelvilleUSAA*1,078STATE FARM1,212Allstate1,314
MiddletownUSAA*982STATE FARM1,002GEICO1,117
MillertonUSAA*874STATE FARM880GEICO977
MineolaUSAA*1,180STATE FARM1,264Allstate1,422
MonseySTATE FARM1,020USAA*1,044GEICO1,134
NanuetSTATE FARM1,020USAA*1,044GEICO1,134
NarrowsburgSTATE FARM988USAA*1,038GEICO1,098
New CitySTATE FARM1,020USAA*1,044GEICO1,134
NewarkUSAA*707STATE FARM737GEICO808
NewburghSTATE FARM808USAA*1,002GEICO1,117
Niagara FallsUSAA*872GEICO817STATE FARM817
North TonawandaUSAA*872GEICO817STATE FARM817
NorwichUSAA*788STATE FARM788GEICO802
NyackSTATE FARM1,020USAA*1,044GEICO1,134
OleanUSAA*777GEICO797STATE FARM808
OneidaUSAA*788STATE FARM784GEICO860
OneontaSTATE FARM892GEICO810USAA*810
Orchard ParkUSAA*782STATE FARM872GEICO884
OswegoUSAA*777STATE FARM790GEICO832
PalmyraUSAA*707STATE FARM737GEICO790
PelhamUSAA*930GEICO1,104Allstate1,242
PenfieldUSAA*634STATE FARM748GEICO838
Penn YanUSAA*707STATE FARM737GEICO808
PlattsburghUSAA*748STATE FARM777GEICO797
Port ChesterUSAA*930STATE FARM1,038Allstate1,078
PoughkeepsieSTATE FARM887USAA*900GEICO988
RomeUSAA*782STATE FARM802GEICO887
Rye BrookUSAA*930STATE FARM1,038Allstate1,078
Sag HarborAllstate1,002USAA*1,008STATE FARM1,104
SalamancaUSAA*777GEICO797STATE FARM808
Saratoga SpringsUSAA*748STATE FARM788GEICO790
SaugertiesSTATE FARM804USAA*810GEICO977
SchenectadyUSAA*790GEICO802STATE FARM827
SetauketUSAA*1,092STATE FARM1,104Allstate1,168
SouthamptonAllstate1,002USAA*1,008STATE FARM1,104
SpringvilleUSAA*838STATE FARM872Allstate898
TroyUSAA*742GEICO827STATE FARM827
UticaSTATE FARM802USAA*880GEICO887
WatertownSTATE FARM610GEICO802USAA*814
WebsterUSAA*634STATE FARM748GEICO838
WellsvilleUSAA*777GEICO797STATE FARM808
West SenecaUSAA*788GEICO822Allstate970
WestfieldUSAA*777STATE FARM784GEICO790
WesthamptonAllstate1,002USAA*1,008STATE FARM1,104
White PlainsUSAA*918STATE FARM1,038Allstate1,078
WilliamsvilleUSAA*788GEICO822Allstate970
YorktownUSAA*900STATE FARM1,038GEICO1,060

 

New York, NY

If you are looking for the best auto insurance rates in NYC, you can find them with such companies as Nationwide, State Farm, Esurance, Farmers, and Geico. These five companies have the most affordable rates in the city for civilian customers, and USAA is number one for our military personnel and their families. Together these six companies have the lowest rates in “The Big Apple,” with an average of $1,478 a year for the typical driver. Public transportation is the number one choice for most residents in New York City, but still, ¼ of the population choose to commute by vehicle. Several highways connect the boroughs, including Cross Bronx Expressway, Hudson River Expressway, Bruckner Interchange, and Long Island Expressway. Here we are going to give you a breakdown of the boroughs.

 

The Bronx

In the home of the Yankees and The Bronx Zoo can be found the most expensive auto insurance rates, but we have discovered the most affordable auto insurance coverage in the Bronx with State Farm and Nationwide. The standard rate for these companies is $1,449 annually, and to the residents of this borough, this is a beautiful thing, with the average being $4,765. Remember, a homeowners insurance quote NY residents collect will ask you a few questions about your home. For example, what year builders constructed it, what type of roof it has, etc.

 

Brooklyn

For the most affordable auto insurance quotes in Brooklyn, we propose beginning with Farmers or Esurance. The average yearly rate for these companies is $1,413 compared to the average of $5,156. These rates are the most incredible range of any section of NYC. The most exciting and populous borough is also the most expensive, but shoppers can find quote deals if they shop around.

Queens

Home of The Unisphere and The Mets, Queens, is the second largest inhabited borough in “The Big Apple.” The standard price is $4,206 a year to insure an automobile here, but with Geico and Liberty Mutual, you can find the lowest-costing auto insurance at $1,299 a year on average. Compared to the $4,788 average.

Manhattan

Manhattan is known as the administrative core of New York City and its historical birthplace, but to the people who live here, it is “The City.” Most go about their lives using the many public transportation outlets but 10% commute by vehicle. It has a grid street system that is easy to navigate if you steer clear of Broadway and Times Square. Auto Insurance customers looking for affordable rates can find them with Farmers and Allstate. These companies have the best rates to the tune of $1,388 a year compared to the average of $4,189 annually.

 

Staten Island

Staten Island has the most incredible view of the honorable Statue of Liberty, among one of the longest boardwalks in the USA, and is home to Snug Harbor. The island is one of the smallest boroughs in New York City, so 70% of its residents commute by vehicle. The average cost of auto insurance is $3,979 a year, but shoppers can find savings with Erie and Liberty Mutual. There the rates for the average driver are $1,289 a year.

 

Hempstead, NY

Hempstead is a complex city about 30 miles away from New York City with a population of 759,746 people and even more in the summer when people come to enjoy Jones Beach. Finding affordable auto insurance here is straightforward with companies like State Farm and 21st Century, with rates at $1,249 a year, compared to the average of $4,637 a year for other companies.

 

Buffalo, NY

The city of Buffalo is the birthplace of the buffalo wing, and locals turned on the very 1st electric street lights here on Ganson Street. As a result, visitors will find the city on the edges of Lake Erie, Niagara River, and Buffalo River. Moreover, customers can find some of the most affordable insurance rates with Geico and Nationwide. In addition, drivers were quoted $1,221 annually compared to the $3,979 city average.

 

Rochester, NY

Rochester has a noble history of being home to Fredrick Douglas and Susan B. Anthony, commanders in the abolitionist movement. The city’s population is 209,922, with a large portion being students at the University of Rochester, so affordable auto insurance is essential. Companies like Esurance and Erie are quoting drivers a yearly premium of $1,165, a fraction of other companies at $3,735.

 

Ramapo, NY

Formerly known as New Hempstead, Ramapo (meaning “Sweet Water”) is home to Joseph T. St. Lawrence Community, Health and Sports Complex, and The Rockland Boulders. With 126,584 people, affordable auto insurance is essential. The best companies here are Amica and Travelers, with quotes at $1,144 annually, which is $2,577 less than the average.

 

New York’s Best Auto Insurance Companies

To arbitrate what auto insurance companies are the top contenders in New York City, we studied the number of complaints for every within the “Empire State.” In particular, we will look at the number of complaints in conjunction with how much business they conduct in the state. The lower the number for the company, the better they are.

CompanyIndex
21st Century2
Central Mutual Insurance6
Fireman’s Fund8
ACA Insurance9
Adirondack Insurance Exchange9
AIG6
Allstate1
American Automobile Insurance8
American Bankers8
American Family1
American Modern Insurance2
Ameriprise4
Amica4
Assurant / American Reliable5
AutoOne Insurance3
Bankers Insurance8
Chubb8
Country-Wide Insurance9
Countryway Insurance7
Dairyland5
Drivers Insurance Company2
Electric6
Encompass8
Erie Insurance6
Esurance5
Eveready Insurance7
Farm Family5
Farmers8
Foremost3
GEICO8
Great Northern Insurance9
Hanover8
Harleysville Insurance1
Hartford9
Infinity Auto7
Interboro Insurance9
Kemper4
Kingstone Insurance7
Liberty Mutual1
Lincoln General Insurance7
Main Street America Insurance3
MAPFRE Insurance4
Markel Insurance2
Megastar4
Merchants Insurance Group9
Mercury Insurance7
Merit plan Insurance2
MetLife3
National General3
National Indemnity8
Nationwide2
NYCM Insurance2
Ocean Harbor / Pearl Holding Group1
Philadelphia Insurance3
Preferred Mutual Insurance3
Progressive1
PURE5
QBE Insurance8
Safeco2
Sentry4
State Farm1
Sterling Insurance Company5
The General3
Titan9
Tower Group7
Travelers8
TSC Insurance7
USAA3
Utica National Insurance4
Warner Insurance3

 

The Best Auto Insurance Quotes in New York by City

 

Here we have listed the cost of an annual premium in each city and company. The cities are in alphabetical order. For a more personalized quote in your area, visit Insurance Quote Deals.

CityAnnual PremiumCompany
Albany1275USAA*
Alfred1,139STATE FARM
Amherst1,491USAA*
Amityville2,274USAA*
Amsterdam1,279USAA*
Auburn1,153USAA*
Babylon2,384STATE FARM
Batavia1,157USAA*
Bath1,120USAA*
Binghamton1,082ERIE
Brighton–Pittsford1,101USAA*
Buffalo1,712USAA*
Callicoon1,792USAA*
Canandaigua1,083ERIE
Cobleskill1,277STATE FARM
Cold Spring1,757USAA*
Cooperstown1,304STATE FARM
Corning1,053USAA*
Cortland1,152STATE FARM
Dunkirk1,142USAA*
East Hampton1,938STATE FARM
Ellenville1,662USAA*
Ellicottville1,138STATE FARM
Elmira1,056USAA*
Fairport1,078NATIONWIDE
Farmington1,078USAA*
Fulton1,227Allstate
Garden City2,596USAA*
Gates1,111USAA*
Geneva1,079USAA*
Glens Falls1,105USAA*
Gloversville1,193USAA*
Hamburg1,288USAA*
Hempstead2,807ERIE
Henrietta1,103USAA*
Herkimer1,235USAA*
Hornell1,120GEICO
Hudson1,404USAA*
Huntington2,347NATIONWIDE
Hyde Park1,581USAA*
Irondequoit1,287USAA*
Ithaca1,149USAA*
Jamestown1,140STATE FARM
Kingston1,521STATE FARM
Lawrence2,760USAA*
Le Roy1,157USAA*
Lewisboro1,781USAA*
Lindenhurst2,384STATE FARM
Little Falls1,233STATE FARM
Lockport1,291STATE FARM
Massapequa2,325USAA*
Mattituck1,938USAA*
Mayville1,140USAA*
Medina1,221USAA*
Melville2,272USAA*
Middletown1,803Allstate
Millerton1,565USAA*
Mineola2,570USAA*
Monsey1,984USAA*
Nanuet2,046ESURANCE
Narrowsburg1,839USAA*
New City2,046USAA*
New York4,093STATE FARM
Newark1,086STATE FARM
Newburgh1,748STATE FARM
Niagara Falls1,334STATE FARM
North Tonawanda1,330USAA*
Norwich1,163STATE FARM
Nyack2,046ESURANCE
Olean1,138USAA*
Oneida1,184USAA*
Oneonta1,304STATE FARM
Orchard Park1,322USAA*
Oswego1,227USAA*
Palmyra1,083STATE FARM
Pelham2,312ERIE
Penfield1,097USAA*
Penn Yan1,090USAA*
Plattsburgh1,120USAA*
Port Chester1,856USAA*
Poughkeepsie1,589USAA*
Rochester1,112USAA*
Rome1,272USAA*
Rye Brook1,856STATE FARM
Sag Harbor1,938USAA*
Salamanca1,138USAA*
Saratoga Springs1,164Allstate
Saugerties1,465USAA*
Schenectady1,232USAA*
Setauket2,072STATE FARM
Southampton1,994USAA*
Springville1,318USAA*
Syracuse1,332Allstate
Tonawanda1,272USAA*
Troy1,304USAA*
Utica1,264STATE FARM
Watertown1,146STATE FARM
Webster1,083USAA*
Wellsville1,140USAA*
West Seneca1,479USAA*
Westfield1,140USAA*
Westhampton1,938Allstate
White Plains1,847USAA*
Williamsville1,515USAA*
Yorktown1,781USAA*
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