We researched Colorado automobile quotes to compare the typical coverage price and establish the most cost-effective rates in every town. However, we found that the standard price for an automobile with essential liability coverage was $1,426 or about $114 monthly.
As always, auto rates will vary depending on where you live, but the most significant impact on prices is changeability in company quotes. The best rate in one town may not be the best in another. This variance shows why you should get quotes from more than one company to make the best decision for yourself and your family. An insurance quote for colorado auto insurance will be able to show you the estimated premium each month for your auto coverage. We can help you compare rates in your area at Insurance Quote Deals.
Affordable Colorado Auto Coverage
Five companies have the most affordable automobile policy rates in Colorado, Geico, Allstate, State Farm, Erie, and Progressive. In addition, they charged a median rate of $1,247 annually to insure a vehicle. Therefore this is 20% lower than the state’s average.
The list relies on the average yearly premiums, for example, 35-year-old female drivers across 62 cities in Colorado. As a result, your actual quotes will be unique to you and your characteristics and driving history. For your insurance quote deals, visit https://insurancequotes.deals.
Low-Cost Auto Insurance by City
Here we have provided a comparison of how rates can vary city by city in The Centennial State. Consequently, many factors in a driver’s life affect the amount they will pay for coverage, such as location, storage, and commute.
In this section, we want to show you the four most affordable insurance companies in 62 cities. We have based these premiums on a 32-year-old female motorist. We will also offer additional details for various cities within The Centennial State.
Companies with the Best Deals in Expensive Cities
Fort Collins, CO
We begin our list with Colorado’s Fort Collins. This university town is home to the infamous Colorado State University. This city is also near the Rocky Mountains, with a population of 144,449 people. Auto rates are 15% below the state’s average at $1,303. However, shoppers should acquire quotes from the most affordable companies in Fort Collins. They are State Farm, Progressive, and Grange. On average, these companies are saving their customers 30%.
Aurora, CO
Coverage can be costly in Aurora, Colorado, with yearly plans costing $1,345. With a population of 324,684, Aurora is one of the most inhabited towns in the Centennial State. It is also home to the Buckley Air Force Base, which employs most of the population. Despite this, there are several companies providing relief to insurance customers. Furthermore, Erie and State Farm are saving the civilians of Aurora 25% on their annual premiums and saving military personnel up to 32%.
Colorado Springs, CO
Colorado Springs is the 2nd largest city in Colorado, and 417,513 people call it home. It is also the location of the US Air Force Academy. The town sits at the base of Pikes Peak and many other beautiful natural places for tourists and locals alike. The companies with the lowest price auto coverage in this city are 21st Century, AIG, and USAA. The average cost is $1,109 yearly compared to other companies in the area that charge $1,365 every year.
Denver, CO.
Denver is one of the most expensive in Colorado; at 27% above the state’s average, rates here can cost up to $1,648 a year. The “Mile High City” is located 5,300 feet above sea level in the Rocky Mountains. It is the largest city in Colorado, home to the Denver Broncos, Denver Nuggets, Colorado Rockies, and 599,866 people. Although Denver’s auto coverage is costly, several companies can help relieve your wallet. We have found companies giving the best car insurance deals save their customers up to $363 a year on their premiums.
Boulder Co
Boulder is known for its colorful history. So they were the top destination in the 60s for hippies; the city has a thick western culture and is home to the most prominent university in Colorado, Colorado University. The population is not as large as some other cities in the state, but it is pretty significant at 97,380 people. Auto rates here can be staggering at an average of $1,426 yearly, but companies like Nationwide and Alliance are breaking the mold, offering motorist rates at $980 annually.
Longmont, CO
Longmont gets its name from a mountain near the city called Long’s Peak. Visitors will find it nestled in the St. Vrain Valley. As a result, drivers here enjoy a lower cost of premiums. The city’s average is $1,255. However, if you obtain quotes from these companies, you can enjoy even more savings. While between State Farm, Allstate, and Colorado Farm Bureau Mutual, the typical rate was $858 annually.
Pueblo, CO
At 106,546 people, Pueblo is one of the most expensive cities for auto coverage. The yearly cost for the drivers of this city is commonly $1,538, which is 15% more than the state’s average. So is there a secret to saving big in the “City of Heros”? We have found quotes from Travelers, MetLife, and SafeCo are around $1,599 a year.
Lakewood, CO
Outside Denver is a city called Lakewood, home to a population of 142,990 people, and also Colorado Christian University. There is an average price of $1,469 a year that citizens pay for auto coverage. However, companies like AIG and SafeCo are providing rates up to 39% lower than the city’s average, providing more affordable coverage to its customers.
Price of Auto Insurance in Colorado
A few companies in Colorado top with zero real complaints – AIG, Nationwide, and Progressive are a couple of examples. Out of the top 5 low-cost auto companies in our graph, USAA, Farmers, and SafeCo rank higher than any others.
Company | Premiums | Index Number |
AIG | 3.62 | 0.00 |
Nationwide | 26.49 | 0.01 |
Progressive | 321.61 | 0.02 |
Alliance Insurance Group | 3.31 | 0.00 |
21st Century | 12.71 | 0.01 |
ANPAC | 22.99 | 0.01 |
Arizona Automobile Insurance Company | 4.89 | 0.00 |
California Casualty | 8.83 | 0.00 |
CSAA Insurance | 21.68 | 0.01 |
Farmers Union Insurance | 12.92 | 0.01 |
Great Northern Insurance | 6.87 | 0.00 |
Acuity Insurance | 3.34 | 0.00 |
Horace Mann | 4.51 | 0.00 |
Markel Insurance | 3.68 | 0.06 |
Secura Insurance | 5.12 | 0.07 |
Shelter | 26.92 | 0.01 |
Hartford | 65.64 | 0.24 |
Esurance | 31.98 | 0.26 |
Amica | 17.11 | 0.45 |
State Auto | 13.59 | 0.60 |
USAA | 279.67 | 0.61 |
Allied | 24.98 | 0.69 |
Colorado Farm Bureau Mutual Insurance Co | 24.67 | 0.57 |
State Farm | 580.23 | 0.77 |
Travelers | 49.79 | 0.73 |
American Family | 236.38 | 0.83 |
Allstate | 283.23 | 0.81 |
Auto-Owners | 19.92 | 0.79 |
Sentry | 15.71 | 1.05 |
Encompass | 7.67 | 1.07 |
Farmers | 218.45 | 1.11 |
GEICO | 243.79 | 1.14 |
MetLife | 38.14 | 1.18 |
Safeco | 93.42 | 1.24 |
Country Financial Insurance | 21.28 | 1.32 |
Foremost | 5.68 | 1.49 |
Safeway | 5.37 | 1.67 |
Occidental Fire & Casualty | 4.67 | 1.72 |
Liberty Mutual | 57.97 | 2.15 |
Electric | 3.72 | 2.19 |
Ameriprise | 11.73 | 2.34 |
Alpha Property & Casualty | 14.69 | 2.66 |
Kemper | 2.32 | 2.76 |
Victoria Insurance | 10.80 | 3.10 |
Bristol West | 27.34 | 3.12 |
Mendota | 9.48 | 3.43 |
The General | 16.69 | 3.89 |
Dairyland | 27.12 | 4.80 |
Loya Group | 38.99 | 5.62 |
Grange Insurance | 2.96 | 7.73 |
National General | 3.94 | 9.94 |
From Golden to Denver, we have ranked the cities with the lowest to the highest prices. The list consists of 2 of the Centennial State’s most populous cities and represents an example size that’s 60% of the general state populous. Across these 62 cities, the average annual coverage price is $1,424. A small lot of the towns, about 70%, had average rates below the state mean, whereas 30% were significantly higher. To find out what your saving would be in your area, visit Insurance Quote Deals.
City | Ave. Rate ($) |
Fort Lupton | 1004 |
Granby | 1100 |
Akron | 1117 |
Glendale | 1124 |
Grand Island | 1124 |
Grand Lake | 1130 |
Sterling | 1142 |
Greenwood | 1153 |
Thornton | 1164 |
Greenwood Village | 1170 |
Superior | 1178 |
Henderson | 1180 |
Highlands Ranch | 1183 |
Holyoke | 1185 |
Kittredge | 1190 |
Silverthorne | 1190 |
Lafayette | 1199 |
Sedalia | 1213 |
Edgewater | 1215 |
Elizabeth | 1216 |
Centennial | 1222 |
Georgetown | 1224 |
Commerce City | 1233 |
Erie | 1233 |
Sheridan | 1233 |
Golden | 1234 |
Castle Rock | 1241 |
Central City | 1241 |
Broomfield | 1242 |
Brighton | 1244 |
Fraser | 1245 |
Winter Park | 1245 |
Denver | 1249 |
Conifer | 1262 |
Lakewood | 1298 |
Englewood | 1311 |
Black Hawk | 1336 |
Evergreen | 1342 |
Wheat Ridge | 1343 |
Littleton | 1345 |
Westminster | 1345 |
Aurora | 1362 |
Arvada | 1392 |
Lone Tree | 1398 |
Louisville | 1406 |
Morrison | 1431 |
Boulder | 1442 |
Parker | 1463 |
Fort Morgan | 1546 |
Northglenn | 1574 |
Nederland | 1873 |