California auto insurance is said to be the most expensive in the nation. However, there are money-saving deals to be found. We have found many companies that can provide everyone with affordable car coverage.
Where people live in California drastically affects their annual rates. For this reason, we strongly encourage everyone to shop and compare different companies. We can help shoppers with the daunting task and give them an inside view of the Average Cost of coverage for a car in “The Golden State” by visiting Insurance Quote Deals.
Cheapest Auto Coverage in California
The average driver can pay up to $2,200 annually, but some companies can provide a low-cost premium. This table will list the top 20 auto companies from lowest to highest Cost a year.
| Rank | Company | Annual Premium ($) |
|---|---|---|
| 1 | USAA* | 847 |
| 2 | State Farm | 1037 |
| 3 | Amica | 1008 |
| 4 | Geico | 1023 |
| 5 | Allstate | 1028 |
| 6 | Farmers | 1029 |
| 7 | Nationwide | 1040 |
| 8 | Chubb | 1087 |
| 9 | Encompass | 1087 |
| 10 | Progressive | 1090 |
| 11 | Travelers | 1090 |
| 12 | Liberty Mutual | 1209 |
| 13 | Titan Insurance | 1216 |
| 14 | Hartford | 1217 |
| 15 | 21st Century | 1227 |
| 16 | Allied Insurance | 1238 |
| 17 | Access General | 1363 |
| 18 | AAA | 1369 |
| 19 | Kemper | 1372 |
| 20 | California Casualty | 1405 |
Low-cost Auto Coverage by City
We reviewed auto quotes for thirty driver profiles and forty companies in the largest cities to report on the insurers with the lowest and most affordable rates. Even in some of the most expensive cities, such as Glendale, Inglewood, and Los Angeles, everyone can find cheap car coverage if they know where to look.
After going over California quotes for 24 example drivers and over 26 companies in the biggest cities, we have found the state’s most affordable and lowest prices. There is even hope for the most expensive cities like Los Angeles, San Francisco, and San Diego.
Los Angeles, CA
The most affordable auto rates in LA that we uncovered were with Nationwide, USAA, Chicago Title Company, Farmers, Allstate, and State Farm. They priced Los Angeles auto insurance from these companies on an average of $2,902. Of course, many factors can affect the quote, such as simply moving parking garages.
San Diego, CA
In San Diego, Insurance Quote Deals can find low-cost coverage rates at Progressive, AIG, and First American Title. These three companies had yearly rates priced as low as $1,670 on average, compared to $1,974 city-wide. “America’s Finest City” is home to the University of California and, in addition, is home to a variety of naval bases.
San Jose, CA
Customers searching for low-cost auto policy prices in San Jose ought, to begin with, quotes from State Farm, Farmers, Amica, and Encompass. The average rate quote from these companies is around $1,536 a year. It makes the Capital of Silicon Valley one of the most affordable for coverage.
San Francisco, CA
Residents in San Francisco can find quote deals from these companies. Insurers like California Casualty, Hartford, Geico, and Titan quote rates at $1,498 annually. Proof the savings can be found in “The Golden Gate City” despite being one of the most expensive.
Fresno, CA
With 515,989 residents and a short drive away from Sequoia and Yosemite National parks, the people of Fresno can find affordable rates. This low rate is because Liberty Mutual, 21st Century, Esurance, and Kemper are quoting insurers at $1,338 annually. Because of this, drivers here are finding significant savings through these companies.
Long Beach, CA
Long Beach is home to 473,574 residents, and auto coverage tends to be slightly pricey. Still, with companies like Infinity, American National, MetLife, and SafeCo, drivers can get rates as low as $1,279. In addition, this city is home to the second biggest university in the state, so it has a large student population, and they could benefit from low rates.
Oakland, CA
Oakland has a population of 413,774 people and is one of the larger cities in California. Residents can save on their auto policy by shopping with companies like Bristol West, Progressive, National General, and Safeway. These companies are also quoting drivers at $1,440 a year.
Average Cost for coverage in California
How much do individuals pay on average for auto coverage in California? We found that it is around $1,426. This price considers rates from 25 significant insurers in “The Golden State” and thirty motorist profiles. In addition, a spread of backgrounds starting from perfect driving records and sensible credit to bad credit and an accident and violation in their history. To find out more, visit Insurance Quote Deals.