Arizona, “The Grand Canyon State,” is one of the four corner states. Furthermore, the four corner states include Colorado, Utah, Arizona, and New Mexico. In addition, Arizona is well known for the Grand Canyon State Park. This state has the most land dedicated to Native Americans in the US. Arizona summers are sweltering, while the winters are mild. In addition, Southern Arizona is well known for its desert climate. However, Northern Arizona demonstrates a different environment. The Northern section consists of forests of Pine, Douglas fir, and Spruce trees. It is also home to the Colorado Plateau and some mountain ranges. Northern Arizona also has deep canyons, which provide significant snowfalls.
Have you thought about insuring your home in Arizona? An average homeowners insurance quote may vary from $900 to $1,700. Always keep in mind to shop and compare many different quotes. For this state, rates can range from 80% from the most expensive to the most affordable insurer.
Are you curious about how you can receive affordable Arizona homeowners insurance quotes? Read below to find out more! By taking a sample property of $200,000, we compared quotes by significant companies to find the best rates. State Farm and Progressive ranked as the lowest home insurance companies in the state, with a price of $940-$990. Check out our Arizona home insurance company chart below.
Shoppers will find Arizona’s cheapest home insurance rates in cities throughout the state. These cities are as far south as Sierra Vista and Tombstone and north to Flagstaff. The rates for these cities were 18% better than the state average.
The most expensive rates for Arizona home insurance are approximately $1,599 per year. This rate is 25% more expensive than the state average. These cities were all in the middle of the state.
Top Ten Most Populated Cities in Arizona
Phoenix
Phoenix is the largest city and capital of Arizona. Furthermore, this city is also the sixth most populous in the nation. Moreover, Phoenix has a population of 1.513 million. The National Climatic Data Center concluded that this city receives more sunshine than any other metropolitan area in the US. Phoenix receives sunlight during 85 percent of its daylight hours. As the state’s most populated city, when it comes to home insurance, Phoenix, AZ, residents pay $1,530 annually.
Tucson
Tucson is the home of the University of Arizona. This city has an average of 350 days a year with sunshine. As a result, Tucson is the sunniest city in the United States. On average, home insurance Tucson rates are $1,139. Also, when buying home insurance in Tucson, AZ, residents need to remember that the more coverage, the better.
Mesa
Mesa is Spanish for the table. The town was given this name because of its shape as a tabletop. Mesa is also a part of the Honeymoon Trail. Mormons used this trail in 1926 to travel to Saint George, UT, where they could be properly married. Mesa homeowner’s coverage rates are, on average, $1,274.
Chandler
This city uses water from 22 wells operating in the city. Chandler’s oldest drinking well is the Erie. It has been working since 1948. This well has produced around eight billion, six hundred fourteen million gallons of drinking water. Policy rates for your home in this city are $1,000.
Glendale
Glendale is about nine miles northwest of downtown Phoenix. This city nicknamed itself “Arizona’s Antique Capital.” Glendale is the home of two major sports venues: the University of Phoenix Stadium and Gila River Arena. The Phoenix Stadium is the home field of the Arizona Cardinals. Are you looking to buy homeowners coverage here? The average price is $1,562.
Gilbert
Gilbert is Arizona’s fifth biggest city. Such a large city has a low crime rate and growth rate. The crime rate is so low that the FBI declared it the largest town with no murders in 2005. Even today, it is still consistently one of the safest cities in Arizona. Despite being a safe city, rates run $1,149.
Scottsdale
Scottsdale is known for having late-night partying and a buzzing hotel scene. In addition, Scottsdale is 31 miles long and 11.4 wide. Moreover, it shares its boundaries with many municipalities and entities. Locals initially called it “Orangedale” because the land was ideal for growing citrus. However, a newspaper article mistakenly referred to this new town as Scottsdale, and the name stuck. Rates here in Scottsdale are approximately $1,284.
Tempe
You will locate Tempe in the East Valley section of metropolitan Phoenix. In addition, locals named this city after the Vale Tempe in Greece. Furthermore, Tempe has hosted the super bowl, a mass by Pope John Paul II, and the 2004 presidential debate. The average homeowner quote here would be $1,069.
Peoria
Peoria is only 13 miles from Phoenix. This city got its name from early settlers who moved from Peoria, Illinois. Peoria has steadily grown from a farming community to the 9th largest city in Arizona. Home coverage for this city costs $1,183.
Surprise
Flora Mae Statler founded this city in 1938. The city was named Surprise because Flora would be surprised if the town ever amounted to anything. However, Surprise started as a small town, so the city underwent rapid growth. The population of Surprise today is 123,546. Homeowners’ insurance quotes in AZ show rates at an average of $1,090.