The population of Illinois is 12.88 million. This makes Illinois the fifth populous state in the US. The largest population of Illinois is around Chicago in the northern part of the state. Chicago became a booming town due to the Erie Canal. Chicago was a popular destination for immigrants and free blacks due to the increasing need for workers in the mills, rail yards, and slaughterhouses. Illinois was the first state to ratify the 13th amendment to the Constitution abolishing slavery in 1865. Known as “Land Lincoln”, the Abraham Lincoln Presidential Library and Museum is located here in the state capital. This museum tells you about Abraham Lincoln’s life and the course of the Civil War. This museum ranks among the top presidential libraries. This state is also well known for producing our nation’s presidents. Presidents include: Abraham Lincoln, Ulysses S. Grant, and Barack Obama. All of these men had a political office in Illinois before becoming a president
Illinois has a wide variety climate. Most of Illinois has a humid continental climate which includes hot, humid summers and cool to cold winters. Due to the land in Illinois being flat, it is more likely to have tornado activity.
Most Affordable Homeowners Insurance Illinois
We compared quotes from a sample of a $200,000 and 2,000 square foot house from the top Illinois companies. These companies include: State Farm, Progressive, Nationwide, Liberty Mutual, and Farmers. Between these major companies, Nationwide, Progressive, and State Farm provided the best rates available.
Are you wondering where you can receive these affordable rates? Many factors come into play when it comes to cheaper homeowner’s insurance. In Illinois, crime rates, extreme weather, and fire department response times are major insurance factors. These factors increase the likelihood of your insurer paying out to cover the damages. People in this city will averagely pay 23% less than the entire state.
Most Expensive Illinois Rates
If you happen to live no more than 300 miles of Chicago, you will experience higher coverage rates. This is because most of these cities receive higher tornado rates than any others in the entire nation. These cities also have higher crime rates above the state and nation averages. If you live in the specified area, you will pay 36% above the state average.
Facts about Illinois Cities
Chicago is the third most populous city in the United States. It is the most populous state in Illinois with a population of 2,695,598. An idea of Chicago’s culture includes visual arts, novels, film, theater, and music. One of Chicago’s well known nicknames is “The Windy City”. There are four reasons as to why the city was possibly named that. That includes the weather, World’s fair, politics, and the rivalry with Cincinnati. The average cost of homeowners insurance here is $2,045.
Aurora is the second largest city in Illinois. This city is also known as the “City of Lights”. It was given the nickname due to being the first city in the entire country to have all electric street lights. In the 1800s, Aurora was home to the second largest corset company in the world. The company, The Chicago Corset Company employed over 500 women. It produced 2 million corsets a year. If you are curious to know what homeowners insurance cost here, it is an estimated $1,343.
Rockford is known for many various venues of historical significance. Rockford is home to the oldest music club in the United States, which was founded in 1884. The average premium here for home coverage is $1,364.
Joliet is located 40 miles southwest of Chicago. Joliet is a close community built on a strong work ethic, family values, and community pride. This city is also home to the very first Dairy Queen. The Dairy Queen opened its first store here in 1906. Insuring your home in this community will cost you an average of $1,931.
In 2006, Naperville was voted the second best place to live in the United States. Naperville is also ranked as the nation’s safest cities in USAToday. In 1946, Naperville was the site of one of the worst Chicago train disasters in history. Two trains collided head to tail. This resulted in 45 dead and 127 injured. Coverage in this city will cost an estimated $1,312.
Springfield is the capital of Illinois. It has a population of 116,250. The city is mostly a flat plain. A restaurant in Springfield has claimed to have started the first ever drive thru window in the US. This restaurant, the Maid-Rite Sandwich, is still in operation today. The average annual premium in this city is $1,730.
Peoria is the largest city on the Illinois River. It is also the oldest European settlement in Illinois. Peoria is home to the headquarters of Caterpillar Inc. Abraham Lincoln first showed everyone his stance against slavery in his speech in this city in Peoria. Peoria residents are looking at spending an average of $1,508.
Elgin is located 35 miles from Chicago. This city lies along the Fox River. It is the eighth largest city in Illinois. Elgin is home to the Elgin Academy, the oldest coeducational, non-sectarian college prep school west of the Alleghany Mountains. Coverage in this area is an estimated $1,342 a year.
Waukegan is one of the oldest communities in the state of Illinois. This city started out as a French trading post and Potawatomie Indian settlement. Waukegan in Potawatomie means fort or trading post. A policy here in Waukegan, will cost you $1,431 annually.